Simplifying Your Search For a New Credit Card
Today, selecting the proper credit card can be a bit confusing to say the least. There are literally hundreds of offers from the major institutions eagerly competing for your business. The easiest way to shop for a credit card is to break them down into categories. There are seven major categories that all credit cards fall into. Each category is listed and explained below. Once you identify the proper category, simply narrow down the offers to the ones that best suite your particular needs and lifestyle.
General Purpose/Low Interest Credit Cards:
These cards are great general purpose credit cards for those not interested in all the special features and costs associated with CashBack or Rewards cards. They feature either a low introductory interest rate, and/or a low fixed rate.
General purpose credit cards are usually favored by those who tend to carry a monthly balance on their cards. A lower interest rate can add up to substantial savings on finance charges, and be of more value than cards offering high rewards, or cash back. If you are planning a large purchase, a low introductory APR may be just what you need. You can stretch out your payments over the length of the introductory period, and save a bundle on finance charges.
Cash Back/Rebate Credit Cards:
Cash Back credit cards give you cash or rebate incentives every time you use the card. The amount given is usually a percentage of your total purchases excluding interest and finance charges. Cash back credit cards should be considered by those who tend to pay off their entire balance every month, and therefore would not realize the benefits offered by low interest rate cards. Cash back cards are always hard to beat, but others may favor a rewards program offering goods and services in place of cash. The card you choose will depend upon your particular needs and lifestyle.
Reward Credit Cards:
Reward credit cards give you points every time they are used to make purchases. The points that you accumulate can later be redeemed for goods and services. Cards offering reward points are most attractive to those who tend not to carry a monthly balance. If you pay off all or most of your balance each month, a low interest rate will be of little consequence, making reward cards the perfect solution for reaping some extra benefits out of your spending dollars. There are many cards in this category that give special rewards as incentives to shop at specific retailers. Check the terms of each card to find the one that will best suit your needs.
Airline Miles/Travel Credit Cards:
If you're an airline traveler, you should look into credit cards that offer Frequent Flier miles. You earn Mileage points as you spend on your credit card. You also earn mileage points for the miles you fly. If you took a round trip to Orlando from Washington DC you would earn 1516 mile points. If you bought the ticket on your card you would earn even more! Most Frequent Flier credit cards will give you 5,000-10,000 free miles as a sign-up bonus, as well as discounts on car rentals, free hotel upgrades, and many other perks. Be aware that there may be caps on the amount of miles you can earn in a year, as well as expiration dates for unused miles.
Business Credit Cards:
If you own a small business then you should consider a business credit card. With a business credit card, you can make purchases under your business name, allowing you to separate your business and personal expenses. Business cards can in some cases carry a higher limit than a personal card, and additional cards may be issued to executives, or employees. Most institutions offer business cardholders a special categorized statement that makes it easier to manage your company's finances and spending habits.
Student Credit Cards:
Student credit cards are available to actively enrolled College students. They are ideal for building a credit history, and teaching the principles of financial management. After graduation, the credit history established with a student credit card can be a great help when buying that first new car, or even applying for a mortgage. It pays to start early and establish yourself as a responsible person by paying your bills on time. A student credit card usually carries some restrictions not found on ordinary credit cards. A co-signer is sometimes required on the account, and in such cases, permission from the co-signer must be obtained before the credit line can be increased.
Bad/No Credit Credit Cards:
If you have bad credit, or simply no credit history at all, there are alternatives to help you build/rebuild your credit. Many institutions offer secured, or pre-paid credit cards to individuals seeking to build or rebuild their credit. A secured credit card requires that you supply the institution with some type of collateral such as a car, home, boat, or cash. They will issue you a credit card secured by the value of this collateral. It functions just like a regular credit card, except that if you default the bank can seize the collateral.
Another solution is a Pre-Paid credit card or "Debit" card. Pre-Paid cards require that you deposit funds into the card's account in advance of making any purchases. When a purchase is made, the funds are deducted from the account balance. This is not really considered a credit card since no credit is actually being granted by the institution. Debit cards are a great alternative to carrying cash, and are hence much safer.
© Written By: Michael Casamento
Michael Casamento is the founder of the Credit Card Safari web site, offering quick and easy comparisons of the latest credit card offers from top financial institutions.
For more information visit:http://www.creditcardsafari.com
This article may be freely reproduced so long as the above resource box is included in its entirety.
No credit history? This new credit card pays cash-back rewards for on-time bill payments NBC News
A new player in the crowded credit card market hopes to stand out from the crowd by doing things differently. The Petal Card is being marketed to people who ...
Here's How To Unlock The Best Credit Card Rewards Forbes
Which credit cards offer the best credit cards rewards? Here's what you need to know and how to start earning credit card rewards. Best Credit Cards: Credit ...
When Should I Use My Personal Credit for My Business? Nav
The smart choice is to always separate your personal and business finances, credit, everything. But, sometimes it's not possible. When should the lines cross?
Tesla Shifts From Growth To 'Distressed-Credit' Story, Morgan Stanley Says Forbes
Tesla has entered a dangerous phase in its relatively short life, shifting from a company many believed had vast long-term growth potential to a â€śdistressed-credit ...
How to Make Credit Card Companies Fight for Your Business The Motley Fool
Want to know the secret to getting the best credit cards? Follow the steps detailed here.
Managing personnel: Professionals on the move Credit Union Journal
Credit unions across the country have made staffing changes while employees at others were recognized with industry awards.
Watch your credit card rewards pile up with these 5 tips CT Post
Just because summer's approaching doesn't mean your wallet gets a vacation. From graduation season and Father's Day to the Fourth of July and ...
New study looks at germs on credit cards, money kwwl.com
A new study by a finance website finds credit and debit cards are near the top of the list when it comes to germs.
How Americans' credit has changed since 2008 Axios
Credit monitoring agency Experian this week released its report on the state of Americans' credit. The company examined today's consumer credit behaviors ...
Ewwww: more germs found on credit cards than on a toilet WRCB-TV
A new study by finance website, LendEDU, finds that credit cards and debit cards are near the top of the list when it comes to germs. Cards even have more ...
Square Quietly Launches Program For CBD Cannabis Company Credit Card Processing Forbes
In a reversal, payment processor Square is now accepting some CBD businesses as clients in light of the changing legal status of the cannabis-derived ...
RPT-Consumer lender Home Credit appoints banks for over $1 bln HK IPO - sources Reuters
Global consumer lender Home Credit Group has appointed Citigroup, HSBC Holdings and Morgan Stanley to lead its upcoming Hong Kong initial public offering ...
Hate credit cards? Now you have yet another reason to Fast Company
Credit cards are the worst. They disconnect users from their money, making it too easy to spend and too simple to rack up debt and potentially ruin your credit ...
This map shows Americans' average credit score in every state CNBC
Americans in certain areas of the country have significantly higher average credit scores than others. Experian's annual State of Credit report shows the average ...
Carter's Announces Launch of Branded Credit Card Associated Press
Press release *content* from Business Wire. The AP news staff was not involved in its creation.
VyStar Credit Union Improves Member Experience, Reduces Fraud with Verint Identity Authentication Solution - MarTech Series
VyStar Credit Union Improves Member Experience, Reduces Fraud with Verint Identity Authentication Solution MarTech Series
Verint Systems Inc., The Customer Engagement Company, announced that VyStar Credit Union has expanded its partnership with Verint to enhance the security ...
Deputies: 2 Middle Georgians arrested, 1 wanted in statewide credit card fraud ring wgxa.tv
PIKE COUNTY, Ga. -- Pike County deputies say they've arrested two people who allegedly used stolen credit card numbers to buy $10378 worth of merchandise ...
Credit and debit cards have more germs than cash and train station urinals, study says - AZCentral.com
Credit and debit cards have more germs than cash and train station urinals, study says AZCentral.com
A new study says credit and debit cards are among the dirtiest common items out there â€“ even more dirty than cash and train station urinals.
Carson sheriff seeks credit card thieves KOLO
RENO, NV (KOLO)-- The Carson City Sheriff's Office asks for the public's help identifying people who stole credit cards out of a vehicle and then used them at ...
How the New York State Commercial Rehabilitation Tax Credit (NYSHTC) spurred the rebirth of Buffalo development - Buffalo Rising
How the New York State Commercial Rehabilitation Tax Credit (NYSHTC) spurred the rebirth of Buffalo development Buffalo Rising
Buffalo's abundance of historic structures has made it an ideal location to benefit from the New York State Commercial Rehabilitation Tax Credit (NYSHTC).
Goldman Credit Traders Slip Up in Oil Company's Surprise Bust Bloomberg
A sudden decision by Weatherford International Plc to pursue bankruptcy wrong-footed Goldman Sachs Group Inc. traders who seemed to have a sure-fire ...
Americans feel good about economy and give Trump credit â€” CBS News poll CBS News
In latest CBS News poll, Americans show confidence in stock market but are skeptical of tariffs.
Hutchins Roundup: Credit supply and productivity growth, fiduciary duty, and more - Brookings Institution
Hutchins Roundup: Credit supply and productivity growth, fiduciary duty, and more Brookings Institution
Studies in this week's Hutchins Roundup find that cuts to the supply of credit decrease productivity growth, imposing fiduciary duty on financial advisors shifts ...
Man buys $2,300 in Kroger gift cards with stolen credit card, police say WMC
Memphis Police Department is looking for a man they said stole thousands of dollars on gift cards.
Man behind bars for illegally using company credit card MyArkLaMiss
A Shreveport man was arrested after he allegedly used a company credit card for personal benefit.
Millennials had been good at staying out of bad credit card debt. Not anymore CNBC
Millennials and members of Gen Z who grew up seeing the worst of the financial crash and US recession had been smart about staying away from high interest ...
Pair sought in credit card skimmer fraud case Asheville Citizen-Times
Asheville Police Department is looking for a man and woman suspected of utilizing credit card skimmers at local gas stations.
Georgia Tech to offer credit monitoring after data breach affecting 1M+ WSB Atlanta
Georgia Tech is taking steps to help people who may have had their personal information compromised during a data breach.
CBS Credit Union Manager Pleads Guilty to $40 Million Fraud Variety
The manager of a credit union for CBS employees pleaded guilty in Los Angeles federal court on Monday to a $40 million embezzlement scheme.
MPS partners with Educators Credit Union for new program to teach students financial literacy - Milwaukee Independent
MPS partners with Educators Credit Union for new program to teach students financial literacy Milwaukee Independent
Milwaukee Public Schools (MPS) hosted a special celebration at Victory Italian Immersion School on May 8, where its entire class of fifth-grade students had ...
Jury convicts 2 in 2018 robbery of Anchorage credit union KTUU.com
A jury has convicted two men of robbing an Anchorage credit union.
Naugatuck police seek man who allegedly broke into car, used stolen credit cards WTNH.com
Naugatuck police need your help to find a man wanted for breaking into a car back in April.
Here's How We Evaluate Credit Suisse Group AG's (VTX:CSGN) Dividend Yahoo Finance
Could Credit Suisse Group AG (VTX:CSGN) be an attractive dividend share to own for the long haul? Investors are often drawn to strong companies with the ...
Former Credit Suisse Banker Pleads Guilty in Alleged Mozambique Bribery Scheme - The Wall Street Journal
Former Credit Suisse Banker Pleads Guilty in Alleged Mozambique Bribery Scheme The Wall Street Journal
A former banker at Credit Suisse Group became the first person to plead guilty in the U.S. in an alleged bribery and kickback scheme in Mozambique.
Blockchain Credit Union Consortium to Use R3â€™s Corda for Cross-Border Payments Product - Cointelegraph
Blockchain Credit Union Consortium to Use R3â€™s Corda for Cross-Border Payments Product Cointelegraph
CULedger, a blockchain consortium and credit union *service* organization (CUSO), has chosen enterprise software firm R3's Corda blockchain to underpin its ...
India: Credit crunch and growth stress - ANZ FXStreet
In view of analysts at ANZ, for the Indian economy, the ongoing and widening stress in country's credit markets from banks to non-bank financial compa.
Credit unions play waiting game with anti-money laundering reforms Credit Union Journal
Credit unions may shoulder less of a compliance burden if proposed legislation reforming anti-money laundering requirements is passed. There are currently ...
Reagor Dykes customer facing huge impacts to credit score after trade-in lien not paid off - EverythingLubbock.com
Reagor Dykes customer facing huge impacts to credit score after trade-in lien not paid off EverythingLubbock.com
Lubbock, TX - Since the end of April, the Lubbock County Tax assessor's office has processed 94 tax, titles and licenses for Reagor Dykes customers. It's been a ...
Official says Pakistan to get Saudi oil on credit as of July Fox Business
A Pakistani official says the much-anticipated Saudi oil will start flowing to Islamabad as of July, with payments deferred for three years.
AngstSpreads Over Credit Fund Dangers Institutional Investor
Credit products will unleash volatility during the next market downturn, Fitch has warned, and pension funds and insurance companies better brace themselves ...
Progressive advocate: Machine Dems adopting Trumpian tactics to stop tax credit investigation - InsiderNJ
Progressive advocate: Machine Dems adopting Trumpian tactics to stop tax credit investigation InsiderNJ
BY JUSTIN GOLDSMAN. In the era of Donald Trump New Jersey should be a progressive beacon to the country, a thriving democracy, where every person's ...
Trading social credit WORLD News Group
Pro-lifers reset the U.S. abortion debate, while Chinese Communists and the College Board punish disfavored citizens and students. by Marvin Olasky.
Shreveport man arrested for illegal use of company credit card Shreveport Times
Robert Welborn, 29, was booked into Caddo Correctional Center Wednesday.
Credit Suisse Sees Major Price Risks for Steel Companies, and a Silver Lining 24/7 Wall St.
Credit Suisse sees some serious concerns brewing in the steel industry. The firm downgraded some of its top names, citing lower prices for hot-rolled coil steel.
Ridgewood principal says high school will review policies in wake of extra-credit complaints - NorthJersey.com
Ridgewood principal says high school will review policies in wake of extra-credit complaints NorthJersey.com
Ridgewood High School's principal sent a letter to parents Tuesday, in the midst of an outcry over whether teachers award academic extra credit to students who ...
OnPoint Community Credit Union Announces Winners for the 2019 Prize for Excellence in Education - PRNewswire
OnPoint Community Credit Union Announces Winners for the 2019 Prize for Excellence in Education PRNewswire
PORTLAND, Ore., May 23, 2019 /PRNewswire/ -- OnPoint Community Credit Union has announced its Educator of the Year award winners. Francesca Aultman ...
Murkowski questions need for renewables tax credits Utility Dive
Phasing out the Production Tax Credit (PTC) and Investment Tax Credit (ITC) for wind and solar generation could lead to "regional disparities" in adopting ...
Always Buy Airfare on a Credit Card Lifehacker
The debt-averse among us may want to put everything on a debit card to be on the safe sideâ€”even hefty travel purchases like airfare.
Map shows average credit score in every state in 2018 WDIV ClickOnDetroit
A new report details changes in American credit scores since the 2008 recession. Experian released their State of Credit report this week, which looked closely ...
Facebook data reportedly helps companies guess your credit score Mashable
Facebook may know even more about your personal life than you think. Some advertisers are able to use Facebook-provided data to target ads based on a ...
Subprime Profit-Machine Hiccups: Credit-Card Charge-Offs Rise Across Banking System WOLF STREET
In the first quarter, the credit-card â€ścharge-offâ€ť rate at the 4,650 or so smaller US commercial banks â€“ all banks other than the largest 100 banks â€“ ticked down to ...
Proposals for Refundable Tax Credits Are Light Years from Tax Policies Enacted in Recent Years - Just Taxes Blog
Proposals for Refundable Tax Credits Are Light Years from Tax Policies Enacted in Recent Years Just Taxes Blog
A new ITEP report examines five big proposals that have been announced this year to create or expand tax credits to address inequality and help low- and ...
AM Best Affirms Credit Ratings for National Lloyds Insurance Company and American Summit Insurance Company - Business Wire
AM Best Affirms Credit Ratings for National Lloyds Insurance Company and American Summit Insurance Company Business Wire
AM Best affirmed the Financial Strength Rating (FSR) of A (Excellent) and the Long-Term Issuer Credit Rating (Long-Term ICR) of â€śaâ€ť of National Lloyds.
Parent Claims New Jersey Teacher Offered Students Extra Credit In Exchange For Money CBS New York
RIDGEWOOD, N.J. (CBSNewYork) â€“ After a nationwide college admissions scandal rocked some of the country most rich and famous parents, a New Jersey ...
New Software Skims Credit Card Info From Online ... Dark Reading
The new exploit builds a fake frame around legitimate portions of an online commerce website.
Save on Netflix, Amazon Video, HBO and Spotify with these cord-cutter credit cards CNET
Apple Card, American Express Blue Cash, Amazon Prime Visa and Uber Visa all offer cash back on streaming. It's basically found money. Here's how you can ...
Does Trump Deserve Credit on China? The Atlantic
The president's approach is different than his predecessors'â€”but that doesn't mean it's working.
Child rape, 3 men charged with stealing credit card, going on gift-card spree and a burglary: Lancaster County Police Log, Thursday May 23, 2019 - LancasterOnline
Child rape, 3 men charged with stealing credit card, going on gift-card spree and a burglary: Lancaster County Police Log, Thursday May 23, 2019 LancasterOnline
ASSAULT. LANCASTER CITY: A student at Phoenix Academy was charged with harassment after he assaulted a staff member, police said. BURGLARY.
Millennials have the lowest credit scores of any generation, study says NJ.com
See why this young generation may need time before seeing higher scores.
2 Women, 2 Men Sought In East Bay Car Burglaries, Credit Card Fraud CBS San Francisco
DANVILLE (CBS SF) â€” Police in Danville are asking for the public's help in locating four people who are wanted in connection with a vehicle burglary and ...
Ridgewood investigating complaint that $20 fundraiser ticket bought students extra credit - NorthJersey.com
Ridgewood investigating complaint that $20 fundraiser ticket bought students extra credit NorthJersey.com
RIDGEWOOD â€” The Board of Education is investigating an allegation that a high school teacher offered extra credit in exchange for buying tickets to a ...
Unauthorized credit card charges lead to arrest Asheboro Courier Tribune
ASHEBORO â€” A woman was arrested after a person notified law enforcement of unauthorized purchases on their credit card.According to a press release, the ...
LA-area man arrested, accused of using stolen credit card for purchases in Santa Barbara KEYT
A Los Angeles-area man was arrested after he allegedly used a stolen credit card number to make fraudulent online purchases for an exorbitant birthday ...
New Quinnipiac poll shows Biden leading Dems, Trump not getting credit for the economy USA TODAY
WASHINGTON â€” A newly released Quinnipiac University Poll shows that that favorable feelings about the economy aren't helping President Donald Trump's ...
City of Huntsville maintains highest credit rating AL.com
The city of Huntsville has again received top scores from two national credit rating agencies, giving the city the financial muscle to borrow about $85 million to ...
Johnson: If Sherman Industries doesn't move west, credit outraged residents AL.com
Birmingham mayor Randall Woodfin says Sherman Industries will not move to Five Points West, the company, not so much. If the long-time corporate citizen ...
Universal credit hardship 'linked to prostitution' The Guardian
Benefits reform forcing women to sell sex for cash, food or shelter, MPs' committee told.
To reform the credit card industry, start with credit scores The Washington Post
Aaron Klein is a fellow in economic studies at the Brookings Institution. Lisa Servon is professor and chair of the City and Regional Planning Department at the ...
Americans feel good about economy and give Trump credit, poll shows 10TV
Most Americans remain confident about the U.S. economy and in their own financial situation, and more now give President Trump's policies credit for a strong ...
Americans' credit scores jumping in these cities Fox Business
A credit score is an important metric used by lenders to determine whether a borrower is trustworthy.
Did The Princeton Place Killer Take Credit for a Murder He Didn't Commit? Washington City Paper
In September 2008, Metropolitan Police Department Det. Danny Whalen sat down with one of the District's monsters. A â€ścome-upâ€ť order had fluttered through the ...
Taiwan furious after China attempts to take credit for LGBT marriage win CNN
Beijing (CNN) Taiwan has lashed out at China's state media for attempting to take credit for the island's historic decision to legalize same-sex marriage.
Soaring Credit Card Interest Rates Could Sink Economy BeInCrypto
Credit card interest rates are at the highest levels in history, according to recent reports. Can Bitcoin (BTC) break the cycle?
Chesterfield police searching for man who robbed credit union at gunpoint Richmond.com
Chesterfield County police are searching for a man who robbed a credit union on Monday at gunpoint.
As U.S. debt rises and credit cards delinquencies spike, the signs of a credit crisis grow Axios
A recent survey of bank officers shows U.S. institutions are tightening their lending standards and raising rates on commercial loans and credit cards.
Couple credits love of chocolate as the secret to their 79-year marriage Today Show
It's hard to say exactly what keeps two people happily married for decades. But for one couple, their own sweet secret might just boil (or melt) down to chocolate.
How To Avoid Falling Victim To Credit Card Skimmers WCCO | CBS Minnesota
MINNEAPOLIS (WCCO) â€” We use our credit and debit cards several times a day, at gas pumps, grocery stores, ATMs. But while we go about everyday life, ...
Universal Credit loan company fraud claim: Minister intervenes BBC News
Mum-of-three Alishia Curry says a loan company claimed her Universal Credit payments.
Proposal to attract more volunteer firefighters and EMS by offering tax credit program - WQOW TV News 18
Proposal to attract more volunteer firefighters and EMS by offering tax credit program WQOW TV News 18
MADISON (WKOW) â€” Smaller communities in Wisconsin have a hard time attracting and retaining volunteer firefighters and other first responders. Lawmakers ...
Credit card debt killing you? Say hello to the 'Rule of Eight' Star Tribune
At a time when your dreams are just a click away, it has never been easier to run up more debt than you can handle. Those smartphones we all carry were ...
U.S. Credit-Card Delinquency Rates Rising, Particularly Among the Young The Wall Street Journal
Credit-card delinquency rates are rising, particularly among young people who are now more likely to have a credit card than a decade ago, according to a ...
Credit card rates are now at their highest level in history and may weigh on the economy CNBC
It costs more than ever to pay with a credit card. Consumers may be spending less as a result, which could be a drag on economic growth. Americans now pay ...
Best credit cards that cover TSA PreCheck and Global Entry fees in 2019 iMore
To combat hectic airports, get yourself a credit that helps you get TSA PreCheck for free!
DO YOU RECOGNIZE HER? Police seek credit card theft, fraud suspect WECT
The Wilmington Police Department is asking for the public's help in identifying a woman suspected of stealing a credit card and using it to buy nearly $1200 ...
Sanders and AOC want to cap credit card interest rates with the Stop Loan Sharks Act Vox.com
Cheaper (but scarcer) credit cards and the end of payday loans.
Spark Miles Card Adds Credit For Global Entry Or TSA Pre-Check One Mile at a Time
The Capital One Spark Miles Card now offers a TSA Pre-Check or Global Entry fee credit every four years, which isn't a benefit many business cards have.
Aaron Boone Deserves Far More Credit for Bringing Yankees to New Heights Amid Injury Disaster - 12up
Aaron Boone Deserves Far More Credit for Bringing Yankees to New Heights Amid Injury Disaster 12up
New York Yankees manager Aaron Boone deserves more credit for steering Yankees ship without Aaron Judge, Giancarlo Stanton, Luis Severino, et al.
HELOC: Understanding Home Equity Lines of Credit NerdWallet
A home equity line of credit, or HELOC, is a second mortgage that gives you access to cash based on the value of your home. You can draw from a home equity ...
Marin benefits touted in Newsom tax-credit plan Marin Independent Journal
More Marin households will benefit from Gov. Gavin Newsom's proposal to triple the funding of a tax credit program that primarily works to aid working families ...
How opening a CD can affect your credit MarketWatch
You take your money and your credit rating seriously. You probably know a thing or two about credit and how it works too. You may think that the savings of your ...
Saginaw man gets 83 to 125 years in prison and no credit for time served MLive.com
His minimum sentence is 1000 months, or 83.3 years.
Ohio House's latest bipartisan bills address sentencing reform, college credit transfers - cleveland.com
Ohio House's latest bipartisan bills address sentencing reform, college credit transfers cleveland.com
The Ohio House's bipartisan bill blowout continued Tuesday, as Republican and Democratic members jointly unveiled another four â€śpriorityâ€ť bills on issues from ...
China faces possible hit to credit rating if the trade war isn't resolved CNBC
Should the trade impasse linger on, the damages could become greater and start having some deeper impacts.
Woman suspected of using stolen credit cards at stores throughout Fort Myers NBC2 News
FORT MYERS, Fla. - Law enforcement released a surveillance image on Tuesday of a woman suspected of using a stolen credit at stores throughout Fort Myers.
Credit union officer jobless after bashing Wabtec union - News GoErie.com
An executive of an Erie credit union founded by and for General Electric employees lost his job after bashing â€śunion bulliesâ€ť and â€śUE foolsâ€ť at the Lawrence Park ...
Juvenile charged with using stolen credit card, riding around in stolen car in Wilmington - WDEL 1150AM
Juvenile charged with using stolen credit card, riding around in stolen car in Wilmington WDEL 1150AM
Wilmington Police arrested a wanted juvenile who was part of a group trying to use a stolen credit card to make a purchase, and found the juveniles in ...
Indiaâ€™s ride-hailing firm Ola is now in the credit card business, too TechCrunch
A day after India's largest wallet app Paytm entered the credit card business, local ride-hailing giant Ola is following suit. Ola has inked a deal with state-run SBI ...
Those credit scores you see may not be what lenders use CNBC
Several months ago, pharmacy technician Curtis Webb thought his credit score was high enough to help him snag good terms on a mortgage. â€śIt was close to ...
New Credit Bureau Finds Good Data Is Hard to Come By Caixin Global
Baihang Credit Scoring, a central bank-backed credit bureau, has been struggling in its first year to collect the quality data that it needs to meet China's goal of ...
Indiaâ€™s largest mobile wallet company Paytm now offers a credit card TechCrunch
Paytm, India's largest mobile wallet app, has branched out to several businesses in recent years as threat from Google and Facebook grows. On Tuesday, it ...
Credit Card Entrapment - The Secrets are Out
Have you ever wondered why your credit card bill is so high and you can't seem to pay off the balance? Well you are not alone in this. You should be aware of a couple of trick that they use and you probably don't even pay attention to it, but you definitely pay for it and BIG!The next time you open up your credit card statement, take a real close look to all the "junk" inside particularly the very hard to read insert Call "changes to you credit card agreement".
Annual Credit Report and Free Annual Credit Report
Getting an annual credit report review has been the advice of many financial managers as they guided their customers to be aware of all information on credit reports. Would the idea of a free annual credit report be good news? Consumers are thrilled with the new federal mandate that demands the three major national credit bureaus offer a free annual credit report to anyone requesting copies of their personal credit reports.
Credit Counseling Basics
Credit counseling is an option you might want to consider if you are having financial problems. The stress can be overwhelming when you have creditors calling you daily to collect money that you simply don't have.
How To Start A Second SEPERATE Credit File!
Your personal credit file is separated from those with the same or similar names by several factors, including a driver's license number, birth date, or spouse's name. Although these are three important identifying marks, the number one identifying mark on your credit report is your social security number.
What is a Bad Credit History?
A bad credit history can sometimes seem like a curse..
How Businesss Mess Up Their Credit Policies
In "Become the Squeaky Wheel" a book recently published, Michelle Dunn demonstrates the major areas a business should focus on to ensure a satisfactory customer experience.One mistake business owners make is not having a credit policy in place when they open their business.
Saving Money with Credit Cards
Having a credit card is a wonderful convenience for those times when you don't have immediate access to your cash. It can allow you to purchase something on time for which you can pay later, thereby giving you the ability to afford something NOW that you'd have had to save for later.
Beware of Falling Minimum Payments
If you opened a credit card statement recently and were pleasantly surprised to find that your minimum payment due was lowered, don't be so quick to "jump for joy". What may appear as a small boost to your monthly budget is actually the rock that can weigh you down in debt for a lifetime.
Credit Card Companies Are Out for Your Money
You're probably thinking "Tell me something I don't know" but in this time of low interest rates you might be thinking that you've got a great deal since credit card interest rates are low. Wrong.
Credit Card Shocker
Have you ever looked at your credit card statement? I'm not talking about just making sure that all the transactions are correct. I'm talking about looking at the finance charges.
Credit Counseling: Could it Work for Me?
In the face of financial hardship, many seeking a responsible solution turn to credit counseling. Credit counseling is, all too often, the last stop before bankruptcy.
Which Citi Mastercard Is Right For You?
You've decided to apply for a Citi MasterCard, but with so many different cards to choose from, how do you know which one is right for you? Here is a brief guide to the different types of MasterCard available from Citibank.A great MasterCard program is the Citi Platinum Select Card.
What You Need To Know About Credit Cards
What is a credit card? A credit card is a card that allows you to borrow money to pay for things. There will be a limit to how much you can spend called your credit limit.
Comprehending a Credit Report
Obtaining a credit report is an excellent way to begin taking control of your financial future. It's recommended that you review your credit report once a year, not only to be aware of your standing with creditors but to also keep abreast of errors and fraud.
A No-Brainer Way Of Getting Credit And Credit Cards
What Is Your Credit Rating Now?If you have any charge accounts now, or have ever borrowed from the bank to buy a car, or if you ar paying on a mortgage, there is credit information on you.Up until a few years ago, you could only guess at what your credit rating was, because the credit bureaus who keep track of borrowers wouldn't tell the borrowers anything! But that's been changed through several laws, and now the bureaus have to send you your credit file when you request it.
10 Dirty Tricks Credit Card Companies Play
The credit card companies make billions each year in legitimate interest charges and fees, but are under constant pressure from the shareholders to increase their earnings. To make this extra money the credit card companies sometime adopt some dirty tricks to make this money.
How to Deal with Hire Purchase Debt
WHAT IS HIRE PURCHASE/CONDITIONAL SALE?Although people often talk about "buying on HP", Hire Purchase Agreements are quite unusual these days. Cars are the most usual goods sold under Hire Purchase or Conditional Sale Agreements.
Credit Establishment 101
There will come a day when you need credit. You may want to buy a home or a car and your credit rating will become very important to help make these dreams come true.
Manage Your Credit Wisely
Getting your first credit card is a big deal and all young people look forward to it with bated breath. We wait for years to be able to apply successfully for out own credit card.
Addressing Bad Credit Card Debt
Spending HabitsSo you've just got your credit card. The first thing you need to be wary about is that a credit card is very easy to use - afterall you can shop in stores, via catalogs and online with your credit card.
|home | site map|