What to do if you can't pay your credit card bill on time NBC News
Forty million Americans will miss at least one credit card payment this year. Here's what to do if you're one of them.
China's 'Social Credit' Used to Ban 23M From Traveling Fortune
China has used its "social credit" system to stop people from traveling by train and planes last year. They didn't pay fines or taxes.
Apple And Goldman Sachs Will Reportedly Launch An iPhone-Connected Credit Card NPR
The credit card would represent a foray into new businesses for both companies. With a card, Apple may be able to take a larger cut from purchases than it does ...
Navy Federal Credit Union says users 'now able to see their deposits in their accounts' FOX 5 DC
VIENNA, Va. (FOX 5 DC) - The Navy Federal Credit Union has posted on Twitter that customers are now able to see their deposits in their accounts after many ...
Those Credit Card Bonuses May Be Taxable The New York Times
Have you gotten a bonus from your credit card company for successfully referring friends or family for new cards? You may owe taxes on that bonus. People who ...
5 Things to Consider Doing When Your Credit Score Reaches 760 U.S. News & World Report
When your credit score hits a high level, it opens the door to a lot of money-saving opportunities.
How Much Credit Should UNC Get For Beating Duke Without Zion? Yahoo Sports
With Zion Williamson missing almost all of Duke's loss to North Carolina, how much credit does UNC really deserve for its 16-point win?
Apple Credit Card Rumors Resurface Motley Fool
It's been nearly a year since the first rumors that Apple (NASDAQ:AAPL) was working on a credit card emerged. The Mac maker has long partnered with ...
Social credit system: China's richest regions are also home to the most blacklisted firms - South China Morning Post
Social credit system: China's richest regions are also home to the most blacklisted firms South China Morning Post
Quanjian Group, a maker of herbal medicines, was accused of making false marketing claims about the benefits of a product that a four-year-old cancer patient ...
Ex-postal worker admits taking bribes to steal credit cards from mail in N.J. NJ.com
A 24-year-old former New Jersey postal worker faces up to 15 years in prison after admitting she accepted cash to steal envelopes containing credit cards.
RBC's results show signs of weakening credit conditions American Banker
Royal Bank of Canada reported a 5% increase in quarterly profits, but a sharp increase in its loan-loss provision is raising concerns about credit quality.
Wallet stolen during church service, credit cards used nearby, police say KPRC Click2Houston
A woman's wallet was stolen during a church *service* by another woman sitting close to her, Conroe police said.
2 men arrested for credit card fraud at Miami International Airport - WSVN 7News | Miami News, Weather, Sports | Fort Lauderdale
2 men arrested for credit card fraud at Miami International Airport WSVN 7News | Miami News, Weather, Sports | Fort Lauderdale
MIAMI INTERNATIONAL AIRPORT, FLA. (WSVN) - Two men have been arrested after Customs officials found several items linking them to credit card fraud in ...
Police seek bandit in Fresno credit union robbery Fresno Bee
Police are looking for a bandit who robbed the California Credit Union on Thursday, Feb. 21, 2019 in central Fresno, CA and fled with an undisclosed amount of ...
Secret Service warning: High-tech thieves can remotely skim credit cards at gas pumps - Fast Company
Secret Service warning: High-tech thieves can remotely skim credit cards at gas pumps Fast Company
Usually when people mention pain at the pump, they are talking about a rise in gas prices. Not Krebs on Security. The website wrote this week about a new ...
A record number of Americans now have access to a credit card — and it’s not going great - MarketWatch
A record number of Americans now have access to a credit card — and it’s not going great MarketWatch
In 2018, an additional four million people got access to plastic in America.
A Whole New Credit Score Is Coming—Are You Prepared? Realtor.com News
FICO is rolling out a new UltraFICO score. What is it? Will it help your credit score? What are the drawbacks? Find out about the new scoring system.
Credit unions: Banks should stop whining while raking in record profits Des Moines Register
Iowa Credit Union League chair: If banks are so worried about maximizing tax revenue for Iowans, why did they push for their own income-tax cut?
What's the Deal: Changes coming to how your credit score is calculated WPVI-TV
For decades, your credit score number was based mostly on your history with payments on things like credit cards and loans. Now, two changes are coming that ...
Cops: Stolen credit cards used at Walt Whitman Newsday
Credit cards stolen from a Huntington Station woman were used at the Saks Fifth Avenue store in the Walt Whitman Shops by two men who fled in a white sedan ...
Credit rating firm warns of possible trouble for Alaska boroughs if governor’s budget passes - Anchorage Daily News
Credit rating firm warns of possible trouble for Alaska boroughs if governor’s budget passes Anchorage Daily News
JUNEAU — A new analysis by the national credit rating firm Fitch Ratings says Alaska's municipal governments could see their ratings drop if Gov.
I use this simple trick to earn big credit card sign-up bonuses — here's how other homeowners can do the same - Business Insider
I use this simple trick to earn big credit card sign-up bonuses — here's how other homeowners can do the same Business Insider
This simple trick I use can help homeowners get a significant bonus when signing up for a new credit card.
These credit card offers can help you save big on your Galaxy S10 purchase Android Central
Samsung has just barely cleaned up after the Galaxy S10 event in San Francisco, so it's not a great surprise that there's a dearth of deals on the hottest phone ...
Trouble Brewing In China's Credit Markets As More Bond Defaults Come Seeking Alpha
Last year, there were record onshore bond defaults in China, but 2019 doesn't show any signs of this trend slowing down. There's already more than 10 billion ...
Marlborough Police search for man who used stolen credit cards MetroWest Daily News
MARLBOROUGH – Police are asking the public's help in identifying a man they say used two stolen credit cards to purchase thousands of dollars of electronics ...
Man robs credit union in Washington City, flees on motorcycle St George News
WASHINGTON CITY — Authorities are investigating a robbery at a credit union in Washington City that occurred Thursday and are asking for the public's help in ...
What Happens to Credit Card Debt After Death? INQUIRER.net
There are many scenarios that can affect what happens to credit card debt after a person's death. Depending on where the person lives, who applied for the card ...
Verify: Does Bluetooth detect credit card skimmers at the gas pump? KHOU.com
We're looking into whether credit card skimmers can be detected through Bluetooth devices. You know those skimmers on gas pumps that thieves use to steal ...
‘That was my idea’: How Trump claims credit for nearly everything The Washington Post
President Trump never thinks he gets enough credit, even when touting made-up accomplishments.
Millions of Americans behind on car payments, missing credit due dates MyNorthwest.com
Despite a thriving economy and job market, signs are showing that millions of Americans are having trouble keeping up, while missing payments on car loans ...
5 Places Never to Use a Debit or Credit Card Yahoo Finance
In today's cashless culture, nearly all of our purchases (including those new ankle-boot beauties ) are paid for via credit card. But with all the identity theft...
Man accused of string of Atlanta car break-ins, credit card thefts Atlanta Journal Constitution
Police are searching for a man accused of breaking into four cars across Atlanta over a three-day pe...
Credit Suisse loses bid to dismiss lawsuit in U.S. over writedowns Reuters
NEW YORK (Reuters) - A U.S. judge has rejected Credit Suisse Group AG's bid to dismiss a lawsuit accusing the Swiss bank of defrauding shareholders about ...
Captain Marvel's post-credit scene and Frozen spin-offs: The week's craziest fan theories - SYFY WIRE
Captain Marvel's post-credit scene and Frozen spin-offs: The week's craziest fan theories SYFY WIRE
Not all fan theories are created equal. Some are brilliant breakthroughs that unlock a whole new understanding of a popular show or movie. Others are ... totally ...
Credit union says skimmer was used in bank card scheme WILX-TV
American One Credit Union managers say they believe a skimmer was used to steal card information from 600 ATM users in Jackson.
FBI Investigating Fraud At Louisville Credit Union LEX18 Lexington KY News
LOUISVILLE, Ky. (WAVE 3)– Louisville Metro Police Officers' Credit Union and it's former vice president are now under investigation by the FBI for fraud.
INSIGHT KANSAS: Give Charles Koch credit Hays Post
Tax-cutting fever is alive and well in Kansas politics, and no single person deserves more credit than Charles Koch, head of Koch Industries, the dynamic global ...
Credit Suisse says lighten up on emerging markets stocks after big comeback CNBC
Emerging-market stocks are off to a roaring start to the year, but investors might want to take some profits after the big move up, according to Credit Suisse.
Police Looking For Suspects Who Stole Credit Cards From A Fayetteville Yoga Studio - KFSM 5Newsonline
Police Looking For Suspects Who Stole Credit Cards From A Fayetteville Yoga Studio KFSM 5Newsonline
(KFSM) — Three men used stolen credit cards from Fayetteville to make purchases in Alma and Van Buren. The cards were stolen from a yoga studio in ...
4 Things I’ve Learned on My Journey to Great Credit Yahoo Finance
Not everyone with great credit started out that way. Here's my journey from bad credit to great credit, and four valuable things I've learned on the way.
New credit reporting option could raise your credit score WKBN.com
For decades, your FICO score was based on payment history with loans and credit cards.
Fort Smith Police Searching For Credit Card Thief KFSM 5Newsonline
FORT SMITH, Ark. (KFSM) — Fort Smith Police are searching for a suspect they say is linked to at least two cases of credit card fraud. Police are asking for help ...
14 credit card skimmers found in Arizona so far in 2019 ABC15 Arizona
Officials have already found several credit card skimmers in the Valley this year.
Police seek ID of man who robbed credit union in Moraine Dayton Daily News
Investigators have released photos of a man who police said robbed a DayMet Credit Union branch in M...
Global Recession Fear Is Suddenly Stalking the Credit Market Bloomberg
The risk of a global recession has surged to the top of the worry list for credit investors even as they push down their cash balances to snap up new-year ...
Elwyn moving staff to Camden after $39M tax credit The Delaware County Daily Times
MIDDLETOWN — Elwyn announced it plans to move up to 200 administrative staff to Camden, N.J., after winning $39.6 million in tax credits in exchange for a ...
Marriott workers’ lawsuit says inconsistent schedules and credit union loans are a predatory mix - Philly.com
Marriott workers’ lawsuit says inconsistent schedules and credit union loans are a predatory mix Philly.com
Hourly Marriott workers in Philadelphia are in the midst of a lawsuit against the Marriott Employees Federal Credit Union, saying the credit union's $500 ...
I used my stockpile of credit card points to fly across the world in business class for under $100 — here's how I did it - Business Insider
I used my stockpile of credit card points to fly across the world in business class for under $100 — here's how I did it Business Insider
Personal Finance Insider writes about products, strategies, and tips to help you make smart decisions with your money. Business Insider may receive a ...
OVPD looking for female suspect who used a stolen credit card Tucson News Now
ORO VALLEY, AZ (KOLD News 13) - The public can help the Oro Valley Police Department identify and catch a female suspect who used a stolen credit card.
U.S. Federal EV Tax Credit Update For January 2019 InsideEVs
The first two manufacturers, Tesla and General Motors, already reached the limit of 200000 EV sales to trigger the phase-out. Here's how it will all play out now.
Call for Action Alert: New ways to boost your credit score KKTV 11 News
(KKTV) -- Your credit score could get a boost this year thanks to some of the biggest changes in credit reporting in decades. As it stands now, your number is ...
How Should We Be Thinking About Credit Spreads? Seeking Alpha
What is your time horizon? Credit spreads have been compressing in recent weeks but are materially wider than one year ago. The market may be nearing new ...
Bill Proposes to Fix Credit Reports for Federal Employees FedSmith.com
A new bill would force credit bureaus to remove negative information on federal employees' credit reports that resulted from the recent government shutdown.
Alzheimer's is a 'lonely,' costly journey but tax credit proposal could help, caregiver says - Channel3000.com - WISC-TV3
Alzheimer's is a 'lonely,' costly journey but tax credit proposal could help, caregiver says Channel3000.com - WISC-TV3
Stefanie O'Keefe's life has changed "leaps and bounds" since becoming a caregiver to her mother.
'The credit cards are maxed out': ODOT director makes case for 18 cent per gallon gas tax hike - NBC4i.com
'The credit cards are maxed out': ODOT director makes case for 18 cent per gallon gas tax hike NBC4i.com
COLUMBUS (WCMH) -- Thursday, the Ohio Department of Transportation Director Jack Marchbanks introduced the 7.43 billion transportation budget, appearing ...
Retirement home employee used 95-year-olds credit card to pay car note, deputies say - Gainesville Sun
Retirement home employee used 95-year-olds credit card to pay car note, deputies say Gainesville Sun
Essence Kiara Johnson, 29, of Gainesville, was charged with grand theft, illegal use of a credit card and exploiting the elderly.
Instagram’s fundraiser stickers could lure credit card numbers TechCrunch
Mark Zuckerberg recently revealed that commerce is a huge part of the 2019 road map for Facebook's family of apps. But before people can easily buy things ...
CCPD nabs suspect using counterfeit credit cards to buy large amounts of fuel Wink News
Authorities arrest a Cape Coral man purchasing large amounts of diesel fuel on over a dozen counterfeit credit cards. The suspect, Alain Misiara Erbite, 28, faces ...
More than half a million dollars written off in credit union fraud WAVE 3
The attorneys said the National Credit Union Administration has agreed to more than $607000 worth of write-offs. But attorneys said that's only for 17 members ...
Long Beach's credit rating downgraded Newsday
Moody's Investors *Service* cites the city's use of reserves to balance its budget, and also gives a negative outlook.
Abu Dhabi Oil Giant's Credit Ranked AA as Aramco Seeks Rating Bloomberg
Abu Dhabi's government-owned oil giant received the region's highest credit rating as Middle Eastern producers, including the world's largest Saudi Aramco, ...
Obama takes credit for Steph's jumper during Oakland convention KNBR
Only one person is allowed to roll through Oakland and jab Stephen Curry about his jumper: Barack Obama.
Bankers: Mega credit unions should give Iowa families the break they deserve Des Moines Register
Mega credit unions are no longer focused on fulfilling their tax-exempt mission to serve the "little guy."
Medford Police searching for credit card fraud suspect KTVL
Wednesday morning, Medford Police posted pictures of a possible credit card fraud suspect. They believe the unidentified man used credit cards at multiple ...
Corporate Credit Could Be the Next Bubble to Burst Barron's
Debt Be Not Proud: The danger in the complacency about corporate credit.
After merger, Army Aviation Center Federal Credit Union getting new name Dothan Eagle
After the announcement of a merger with Wiregrass Federal Credit Union last week, Army Aviation Center Federal Credit Union is getting a name change.
Rep. Alexandria Ocasio-Cortez takes aim at Equifax and credit scoring The Washington Post
Freshman Rep. Alexandria Ocasio-Cortez (D-N.Y.) took aim at the credit reporting agency Equifax over the weekend, criticizing the company — which disclosed ...
Enter the ‘Twilight Zone’ as Stock Nightmares Meet Credit Dreams Bloomberg
By one measure, it's been decades since stock traders were willing to pay so much for the strongest companies out there -- just as credit investors rush to the ...
Village's bond rating reduced to junk status Newsday
Valley Stream's bond rating was reduced to junk bond status after an analysis by Wall Street credit rating agency Moody's Investors *Service* found the village ...
Multi-state scheme to steal Home Depot customer credit cards ends in Cincinnati traffic stop WCPO
CINCINNATI — A routine traffic stop in Cincinnati in 2017 unraveled a nationwide scheme to defraud Home Depot by stealing customer credit card numbers, ...
Blackhawk Community Credit Union to donate building to HealthNet Gazettextra
Blackhawk Community Credit Union plans to donate its administrative building on Kennedy Road to HealthNet of Rock County.
Report card: Boston keeps AAA credit ratings for fifth consecutive year Boston Herald
The city of Boston has kept its AAA ratings with the country's largest bond rating agencies, Moody's Investors *Service* and Standard & Poor's, for the fifth ...
Credit Card Security Breach with North Country Business Partners WDIO
Four businesses in the Northland may have been affected by a credit or debit card security breach. North Country Business Products announced Tuesday that ...
2 Men Used A Stolen Credit Card At Mall: Suffolk PD Huntington, NY Patch
Suffolk County detectives are asking for the public's help to identify and locate two men who used a stolen credit card at the Walt Whitman Mall in January.
How criminals are using the low-interest credit card scam to steal your identity CBC.ca
It starts with what sounds like a promising phone call: For a one-time fee, you can lower the interest rate on your credit card. But the person on the other end of ...
LendingClub Slides as View Miss, Credit Fears Worry Analysts Yahoo Finance
Analysts cut their price targets, and flagged credit concerns and tighter lending standards. LendingClub has “taken credit and pricing actions to resolve ...
New widow wants to establish credit in her own name: Money Matters cleveland.com
My husband passed in April 2018. Currently, my credit score is good and is in both our names. Our credit files are frozen. I have been using two credit cards in ...
Failing Payless to honor gift cards, store credit into March WTOL
The failing Payless ShoeSource chain will honor gift cards and store credit until March 11 as the company liquidates all operations.
Cloned credit cards used in hotel room rentals KOIN.com
Anthony Wingert and Shay Wright-Mack were arrested February 5 near a Troutdale motel, the Multnomah County DA's Office said in a release.
Man robs Flagstaff's One AZ Credit Union Tuesday afternoon, flees the scene Arizona Daily Sun
The Flagstaff Police Department is requesting help in identifying the suspect who robbed the OneAZ Credit Union on the corner of South Beaver Street and West ...
Credit Card Merchant Fee Hikes Could Mean Higher Prices for Everyone Fortune
Credit card companies Visa, Mastercard, and Discover, will raise their processing fees in April, according to the Wall Street Journal. That's likely to mean prices ...
Fraud investigation at University of Iowa Community Credit Union branch leads to arrests KCRG
HIAWATHA, Iowa (KCRG) - Police have arrested two people after a fraud alert from an ATM triggered an investigation in Hiawatha.
Bye-bye boring credit card rewards — the future is flexible Bankrate.com
Issuers are beginning to introduce innovative rewards structures as incentives for potential cardholders. Is this the future of the credit card industry?
Tax credit bill for family caregivers in Wisconsin released Channel3000.com - WISC-TV3
A bipartisan proposal backed by AARP would create a $1000 income tax credit for family members in Wisconsin who give care to qualified disabled and elderly ...
Here's how to save thousands with credits and deductions on your 2018 tax return CNBC
The tax code has gone through an overhaul since the beginning of 2018, but there are still opportunities to scoop up a few tax breaks that have managed to stick ...
Rep. Ocasio-Cortez hints at hearing for credit score system Bankrate.com
Rep. Alexandria Ocasio-Cortez called the credit score system "very broken" in a series of social media posts over the weekend. The New York Democrat said ...
Sebastian Joe's, Dunn Bros., Chino Latino hit by credit card data breach City Pages
What do Maple Grove steakhouse Pittsburgh Blue, Minneapolis ice cream sensation Sebastian Joe's, and St. Paul-based coffee chain Dunn Bros. have in ...
North Texas Law Enforcement Face Challenges In Catching Credit Card Skimmers - CBS Dallas / Fort Worth
North Texas Law Enforcement Face Challenges In Catching Credit Card Skimmers CBS Dallas / Fort Worth
NORTH TEXAS (CBSDFW.COM) – With new technology comes new challenges. Monday night the CBS 11 I-Team showed how gas pumps skimmers are on the ...
North Bay Credit Union takes rare step of opening business accounts for cannabis operators - The Santa Rosa Press Democrat
North Bay Credit Union takes rare step of opening business accounts for cannabis operators The Santa Rosa Press Democrat
Across California where recreational marijuana sales became legal Jan. 1, 2018, cannabis enterprises typically remain cash-only businesses unable to access ...
FORUM Credit Union announces new council members - Business WTHR
INDIANAPOLIS (WTHR) — FORUM Credit Union welcomed three new members to their advisory council and extended the term of ten other members.
There's a new way to instantly boost your credit score NBCNews.com
A new credit assessment program could help millions of Americans instantly improve their credit scores, simply by adding data from their checking account.
Blacklist labels millions of Chinese citizens and businesses untrustworthy - South China Morning Post
Blacklist labels millions of Chinese citizens and businesses untrustworthy South China Morning Post
Annual report shows the businesses and individuals added to trustworthiness blacklist as use of the government system accelerates.
New Ways to Improve Your Credit Score Coming Soon ConsumerReports.org
Consumers with thin or subprime credit histories will soon have new ways to improve their credit scores. Experian Boost and UltraFICO could improve your credit ...
China Credit Growth at Record in January Amid Seasonal Surge Bloomberg
China's credit growth exceeded expectations in January amid a seasonal lending surge at the start of the year.
Carson City investigators ask for public's help identifying burglary, credit card fraud suspects - Carson Now
Carson City investigators ask for public's help identifying burglary, credit card fraud suspects Carson Now
The Carson City Sheriff's Office Investigation Division is asking for public assistance in identifying possible suspects in a residential burglary and subsequent ...
Religious schools at center of Education Tax Credit debate The Union Leader
As the Legislature considers a bill that would repeal the controversial Education Tax Credit scholarship, the outsized role of religious institutions in the program ...
Fitch puts UK credit rating on negative watch Financial Times
The UK faces a credit rating downgrade because of the mounting risk that it will leave the EU without a transition deal, according to a leading rating agency.
How to spot and avoid credit card skimmers Yahoo Finance
The moment I started seriously worrying about credit card and debit card skimmers wasn't when my entire bank account was transferred to Turkey, or when I had ...
Bragg soldier has credit bill paid off The Fayetteville Observer
A Fort Bragg soldier learned he no longer has holiday debt after being named a winner in a credit card program pay-off sweepstakes last week.Sgt. 1st Class ...
Fraudsters steal credit card info from dozens across the Tri-Cities KEPR 19
TRI-CITIES, Wash. -- A group of fraudsters have stolen thousands of dollars from unsuspecting Tri-Cities shoppers. Police say they're looking for them.
Some Truth About Credit
Credit is currently and has been historically an integral component of our economy. Credit contribute a person's net worth, and financial power.
SuperCharged Secret 2, Credit Card Utopia
INTEREST BEWARE, THERE'S SAFETY IN NUMBERS!Note: The following is part 2 of a 5 part series, Over the course of these 5 articles, I am going to introduce you to several methods for maximizing the use and benefits of the best Credit Cards and offers on the market today. This information, when used in conjunction with one another, is unlike anything you've ever seen before.
What Should I Do If I've Become a Victim of Identity Theft?
Identity thieves take advantage of everyday opportunities to discover your personal information and use it to commit fraud or other crimes. The good news is a victim of identity theft has more options today than ever before.
4 Steps You Can Take If Your Online Credit Card Application Has Been Refused
Help! I've Been Turned DownYou received an envelope in the mail with a great offer for a low interest credit card. You read all the details, even the boring small print and decided that this card fit your needs to a tee.
Credit Cards And Loans - So Many Options - So Little Time
Credit Cards and Loans sounds like just two things, but in actuality, it is dozens of things. Due to a combination of user preferences, lifestyles, and marketing ideas, there are dozens of different types of credit cards out there.
The Exact Action To Take When You Find Errors In Your Credit Report
There are times when you may be turned down for credit and you do not understand why.According to the Fair Credit Reporting Act you are entitled to a free copy of your credit report if you have been denied credit because of negative items on your credit report within 60 days of the request for credit, if you are unemployed but looking for work, are on state benefits, or believe that your credit report is incorrect because of fraud.
How Healthy Is Your Credit
There's only one way to discover the "health" of your credit. You need to examine your credit report.
The Next Person With Credit Problems Got Their First Credit Card Today!
One of the focus areas of my information is the absolute necessity of changing the way a person thinks about money and debt while in the process of repairing their credit. I have seen cases where a couple will work really hard for months, and finally get their credit report to the place they can borrow again and go out and buy something on credit just because they can.
A No-Brainer Way Of Getting Credit And Credit Cards
What Is Your Credit Rating Now?If you have any charge accounts now, or have ever borrowed from the bank to buy a car, or if you ar paying on a mortgage, there is credit information on you.Up until a few years ago, you could only guess at what your credit rating was, because the credit bureaus who keep track of borrowers wouldn't tell the borrowers anything! But that's been changed through several laws, and now the bureaus have to send you your credit file when you request it.
Credit Card Incentives
Credit card companies want your business. After all, lending money to people is profitable.
Your Credit Score
Credit scores: all lenders use credit scores to determine interest rates and credit limits.The credit scoring system was developed in the early 1950's.
Why Americans Find Predatory Lending Offensive
"Menis - the author translates as "indignant rage" - It is the kind of rage arising from social betrayal that impairs a person's dignity through violation of "what's right." (p21), Achilles In Viet Nam - Combat Trauma and the Undoing of Character, Jonathan Shay, M.
What You Didnt Know About Your Credit Card Numbers
Have you ever really looked at your credit card and tried to figure out what that huge string of numbers really means? Do these card issuers have so many customers that your account number has to be 16 digits long?You may be surprised to know that all those numbers you see actually do stand for something, and it's not just who you are. Let's take a look.
What is a Credit Card?
A credit card allows you to buy things even though you might not have the money to pay for it right away. The company that gave you the card lets you spend up to an agreed sum and then makes additional money available to you as you pay off what you've spent.
The FICO Score Misconceptions
There are many misconceptions about credit scores out there. There are borrowers who believe that they don't have a credit score.
Identity Theft - Monitor Your Credit Report
The recent security breach at credit card processor CardSystems Solutions has many consumers worried. Thanks to a well-placed computer virus, nearly forty million credit card numbers were stolen, and cardholders nationwide are justifiably concerned about identity theft.
Myths and Truth about Credit Scoring
Credit score is the key factor determining approval of almost any type of credit. It is based on the information contained in your credit report files.
Credit Card Debt: One Way To Avoid It
One of the biggest problems people have in these modern times is Credit card debt, and worst is USA. Simply because there have always been so many laws and regulations before you could have a card in the rest of the world, you can't for instance borrow someone elses card and go shopping because you always have to show some ID before they accept cards in Europe.
Credit Counseling Basics
Credit counseling is an option you might want to consider if you are having financial problems. The stress can be overwhelming when you have creditors calling you daily to collect money that you simply don't have.
Making Sense of Credit Card Fees
In addition to the APR (annual percentage rate) and the finance charges, most credit cards have a number of 'fees' associated with their use. Some fees are unavoidable with a particular card (like an annual fee or a program participation fee), while others are triggered by certain circumstances.
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