Terrorism Insurance - What it Costs Small Business
The Terrorism Insurance Act of Nov. 26, 2002. This helps businesses who must have insurance from being denied, which would kill those businesses. Our General Liability Insurance Numbers have jumped about $100-300 depending on the market area. But if you consider that there have been no terrorist attacks since 9-11 this is high. For instance you are 500 times more likely to incur hail damage in Colorado than you are to get car jacked by a terrorist if you are driving a fuel truck. The trucker would probably get out and fill you full of buckshot in 2 seconds anyway rendering the terrorist quite incapacitated and/or dead. And if he had been listening to any country singer on the radio at the time, he would probably keep reloading until he ran out of ammo for his 12 gauge. In CO, NE, SD, ND and WY insurance companies paid out over 2 billion in hail damage in 2002.
In my company our franchisees have general liability insurance to wash on properties even if it is just cars.
and also if we are steam cleaning concrete;
so these are serious issues and since the insurance companies cannot deny insurance to any business for International or Domestic Terrorism you have to ask yourself something. Why are insurance companies spreading the risk to all business liability policies if those other businesses are at no risk? For instance, you can assume places like the Sears Towers in IL, Disney World in Orlando and Las Vegas Strip may be potentially viable high risk locations for possible increased costs, however a franchisee in North East Chattanooga, TN who washes cars should hardly have to pay that additional $300 per year? Reality does not warrant it at all. it is not right, it is not fair and our team and all small businesses are being penalized for no reason and in the middle of a slowly recovering economy too.
Small Business has taken a hit either way in insurance costs after 9-11. Insurance costs have gone up 30% in the last three years, some is due to excessive lawsuits and too many attorneys and a society which thinks it has the right to be irresponsible, yet 9-11 was a huge turning point and it has been going up ever sense, some say as much as 50% in certain sectors.
"Lance Winslow" - If you have innovative thoughts and unique perspectives, come think with Lance; www.WorldThinkTank.net/wttbbs
California to consider getting private insurance Insurance Business
State officials have suggested that California get private insurance, to help cover costs during severe wildfire seasons and to protect taxpayers. California ...
Drivers in these states could see the biggest discount on car insurance if they switched - USA TODAY
Drivers in these states could see the biggest discount on car insurance if they switched USA TODAY
You really can save hundreds of dollars by switching your car insurance. How much you can save depends on where you live, according to a new study.
Chemical Trespass Update: Insurance Requirement Fails KELOLAND TV
PIERRE, S.D. - You've heard of the crime of trespassing; when you go onto someone's private property uninvited. It's called chemical trespassing when one ...
How Risky Is A Jewish Alternative To Health Insurance? Forward
Orthodox Jews have created the first Jewish alternative to health insurance. They say it's cheaper and less morally fraught, but it's also risky.
Washington Business Owner And Mom Charged with Insurance Fraud Insurance Journal
Two Yakima County, Wash. residents were charged in Superior Court this week in connection with separate auto insurance fraud claims. The charges followed.
Cyber Insurance: Time for CIOs to Invest? Dice Insights
The threats to your business keep coming. Last year was the second-most-active year for data breaches, with some 6515 publicly disclosed incidents.
How IoT Innovators Can Transform The Insurance Industry Forbes
Lack of innovation in home insurance can cause homeowners to be underinsured, and I've seen insurance companies seeking solutions to change the current ...
Understanding The Benefits Of Whole Life Insurance Insurance News Net
The average American will hold at least eight jobs during their lifetime and the term life insurance benefit provided will most likely also terminate when the ...
It takes a village to get an insurance company to use some common sense MPR News
If you needed another example of why our private health insurance system is broken, you needed to look no further yesterday than this tweet thread about a guy ...
Group pushes health insurance for undocumented residents The CT Mirror
A Connecticut immigrant advocacy group on Thursday unveiled a measure that would allow residents without legal status to purchase private health insurance, ...
Authorities crackdown on drivers without insurance Wink News
Authorities crackdown on drivers without insurance as if they are in a collision, an expensive bill will likely be stuck with the insured driver.
National Interstate Here, Now and in the Future: A Commercial Transportation Insurance Leader Since 1989 - Business Wire
National Interstate Here, Now and in the Future: A Commercial Transportation Insurance Leader Since 1989 Business Wire
National Interstate Insurance (“National Interstate”) proudly celebrates its 30th year serving the insurance industry.
Cabinet approves limiting health insurance coverage to residents of Japan The Japan Times
The Cabinet of Prime Minister Shinzo Abe approved a bill Friday that will make Japan's health insurance program for employees applicable only to workers an.
Is getting multi-gadget insurance worth the money? TechRadar
Total gadget peace of mind, all in one insurance policy...what's not to love about that?
Debate over eliminating private health insurance offers a false choice Vox.com
The debate over eliminating health insurance is actually offering a false choice.
Insurance companies request homeowners rate increase for mobile home policies WLOS
The North Carolina Rate Bureau has filed a request to increase homeowners' insurance rates for mobile home policies with the N. C. Department of Insurance.
Insurance networks, doctor referrals don't always offer full picture WiscNews
Matthew Vanderkooi says the single most important thing health care consumers should do to improve their outcomes is to tell providers which physicians they ...
Farmers Insurance among 100 best places to work – report Insurance Business
Farmers Insurance has been named one of the 100 best companies to work for by Fortune magazine and research and consulting firm Great Place to Work.
Buying medical travel insurance can save your life FOX 59 Indianapolis
INDIANAPOLIS, Ind. — Travel medical insurance is something 75% of Americans never buy when travelling overseas. It's something commonly bought around ...
The downsides of permanent life insurance as an 'investment' Cincinnati.com
This spring, Simply Money Advisors is becoming Allworth Financial. As we expand our services to better meet your retirement planning needs, we needed a ...
Could insurance save troubled Canadian cryptocurrency exchange? PropertyCasualty360
Quadriga CX, the Canadian cryptocurrenty exchange, faces a serious quandary in light of the recent untimely death of its proprietor and sole password owner.
Equine Insurance Specialist Parks Dies at Age 67 BloodHorse.com
Jerry Parks, who specialized in equine insurance, died Feb. 5 at age 67 in Ocala, Fla.
Second defendant in $20M Buckingham insurance fraud case pleads guilty The Intelligencer
Carl Risoldi was scheduled to go on trial in three weeks for insurance-fraud related charges in connection with a 2013 fire at the family's 10-acre estate.
Insurance rules make it harder to treat opioid use disorder: Study finds it's easy to get opioids but increasingly hard to get medication-assisted treatment for addiction - Science Daily
Insurance rules make it harder to treat opioid use disorder: Study finds it's easy to get opioids but increasingly hard to get medication-assisted treatment for addiction Science Daily
Insurance industry cost-control measures may be worsening the nation's opioid epidemic by limiting access to a key medication that treats addiction, according ...
Two Yakima County residents charged with filing false auto insurance claims - Yakima Herald-Republic
Two Yakima County residents charged with filing false auto insurance claims Yakima Herald-Republic
YAKIMA, Wash. – Two Yakima County residents have been charged with insurance fraud after state investigators said they tried to file false claims.
Bill to mandate insurance coverage for autism moves through legislature ABC 4
SALT LAKE CITY, Utah (ABC4 News) - A bill is making its way through the legislature that could mean more health insurance options for the treatment of autism ...
UK government backs AI projects for insurance industry Reinsurance News
The UK government has announced that it plans to invest in 40 artificial intelligence (AI) and data analytics projects to boost productivity and improve.
Insurance Giant Allstate Buys Independent Phone Repair Company, Joins Right to Repair Movement - Motherboard
Insurance Giant Allstate Buys Independent Phone Repair Company, Joins Right to Repair Movement Motherboard
With Allstate's purchase of iCracked, you could say the right to repair movement is ... in good hands.
Duggan testifies on Detroit auto insurance rates: What he said Detroit Free Press
Detroit Mayor Mike Duggan came to Lansing again Wednesday to convince lawmakers that auto insurance reforms are desperately needed in Michigan.
Celebrity Travel Mishaps: Even Movie Stars Can Benefit From Travel Insurance PRNewswire
NEW YORK, Feb. 15, 2019 /PRNewswire/ -- Scrolling through the Instagram feeds of famous celebrities might lead to the belief that stars never experience the...
Fired Dunkin’ Donuts Park developer must pay $39 million to insurance company Hartford Courant
Centerplan Construction Co., the fired developer of Dunkin' Donuts Park, must pay $39 million to Arch Insurance, the company that guaranteed the stadium's ...
Today in Session: Speed Limit Bill, Infertility Insurance, and Tribal Taxation KXNet.com
It's crunch time at the capitol as the Senate and House have days to get their bills on the floor for a vote. Now Lawmakers in both the Senate and the House are ...
Fischer wants a major insurance tax hike to avoid massive budget cuts Courier Journal
Louisville Mayor Greg Fischer has released a plan to raise insurance premium tax to fund the city budget amid rising Kentucky pension obligations.
Louisiana drivers are paying the second highest auto-insurance rates Knoe.com
ALEXANDRIA, La. (KALB) - Studies show that Louisiana is the second most expensive state for auto insurance in the nation. The states with the highest auto ...
Wyoming Senate kills bill that would've lowered insurance premiums for 3,500 Wyomingites - Casper Star-Tribune Online
Wyoming Senate kills bill that would've lowered insurance premiums for 3,500 Wyomingites Casper Star-Tribune Online
The Senate killed an attempt to create a reinsurance program in Wyoming on Wednesday that would've cut insurance premiums for at least 3500 people here, ...
Travelers to Provide Auto Insurance for Lexus Complete Lease Program Insurance Journal
The Travelers Companies, Inc. will be the auto insurance provider for the new Lexus Complete Lease, a two-year, 20000-mile lease program for the Lexus UX.
Maine lawmakers split over bill that would force insurance providers to cover abortions WGME
PORTLAND (WGME) – The political fight over abortion is heating up in Augusta, with democrats introducing a new bill that would require insurance providers to ...
Online insurance startup Kin Insurance leases offices for Loop HQ Crain's Chicago Business
After a couple of years in co-working locations, Kin Insurance has joined the crop of Chicago tech companies setting up shop in downtown office buildings.
Bartender allegedly sets customer up for insurance scam Southgate News Herald
Talking to your bartender about your life's troubles is a time-honored tradition — one that isn't supposed to lead to an insurance scam.
Gov't gets restraining order against Bakersfield insurance company Bakersfield Now
BAKERSFIELD, Calif. (KBAK/KBFX) – A temporary restraining order has been placed on a Bakersfield-based insurance company. Riverstone Capital LLC ...
Scott administration floats ‘age-rating’ for health care insurance vtdigger.org
Gov. Phil Scott speaks at VTDigger's budget Q&A in Montpelier on Tuesday. Photo by Mike Dougherty/VTDigger. Gov. Phil Scott's administration is floating ...
Greater Louisville, Inc. weighs in on city’s proposed insurance premium tax increase WAVE 3
As Mayor Greg Fischer proposes a tax increase to offset the city's rising costs in pension requirements, Greater Louisville Inc. has released a statement.
As Inbound Tourism Grows, Visitors Insurance Takes Off Forbes
Nearly 77 million international travelers visited the United States in 2017, according to the International Trade Administration's National Travel and Tourism ...
Avalanche's Sven Andrighetto: Pots insurance tally CBSSports.com
Andrighetto scored his fourth goal of the season in a 4-1 win over the Jets on Thursday. On a delayed penalty call against the Jets, Andrighetto capped off a ...
Why are auto insurance premiums growing more slowly in California than elsewhere? Marketplace APM
Want to save money on your car insurance? Forget about lizards, ducks or talking boxes, according to a new study from the Consumer Federation of America, ...
Elyria man indicted on insurance fraud The Morning Journal
An Elyria man was indicted Feb. 14 after police said his plan to destroy his own car was uncovered.
Bill would require public and private insurance providers to cover abortion - NewsCenterMaine.com WCSH-WLBZ
Bill would require public and private insurance providers to cover abortion NewsCenterMaine.com WCSH-WLBZ
AUGUSTA, Maine — Dozens of state lawmakers have signed off on a new bill that would require public and private insurance providers to pay for legal abortion ...
Prime Healthcare Systems settles insurance fraud allegations for $1M KYW Newsradio 1060
PHILADELPHIA (KYW Newsradio) — One of the largest hospital groups in the nation that runs two local hospitals has agreed to pay more than $1 million to ...
Insurance reform may already be DOA for 2019 Watchdog.org
Florida lawmakers have wrestled with ways to reform the “one-way” attorney fee provision in the state's assignment-of-benefits (AOB) law since 2013 to no avail.
New bill would prohibit insurance penalties for pothole damages WNEM Saginaw
The constant freeze-thaw cycle has created the perfect conditions for potholes to pop up, costing drivers thousands of dollars each year.
Homeowners Insurance May Be Harder To Get In Risky Wildfire Areas KUNC
A few months ago, John Parker retired and moved into a salmon-colored log house on a mountain called Tungsten in unincorporated Boulder County. "Just to.
USI Insurance Services to Acquire US Risk Insurance Group Insurance Journal
Dallas-based property/casualty program and specialty brokerage firm, U.S. Risk Insurance Group (U.S. Risk), announced it has agreed to be acquired by USI.
Changes to state flag, insurance coverage for autism treatment among bills advancing on Capitol Hill - KSL.com
Changes to state flag, insurance coverage for autism treatment among bills advancing on Capitol Hill KSL.com
SALT LAKE CITY — Separate proposals to make changes to the Utah state flag, and require insurance coverage for autism treatment moved forward on Utah's ...
Nationwide's 'SmartMiles' Auto Insurance Targets Low-Mileage Drivers Insurance Journal
For those who work from home, carpool frequently or use public transit more than they drive, Nationwide is launching SmartMiles, an auto insurance policy.
Roy Cooper mostly right about veterans: 30,000 no insurance | Raleigh Durham Herald Sun
Gov. Roy Cooper and others say expanding Medicaid would provide coverage for hundreds of thousands of North Carolinians. PolitiFact reviews his claim that ...
AM Best Revises Outlooks to Negative for Universal North America Insurance Company; Affirms Credit Ratings of Universal Insurance Company (PR) - Business Wire
AM Best Revises Outlooks to Negative for Universal North America Insurance Company; Affirms Credit Ratings of Universal Insurance Company (PR) Business Wire
AM Best has revised the outlooks to negative from stable and affirmed the Financial Strength Rating (FSR) of A- (Excellent) and the Long-Term Issuer C.
Gender can no longer be used to calculate auto insurance rates in California and other states - Washington Post
Gender can no longer be used to calculate auto insurance rates in California and other states Washington Post
California has become the seventh state to ban auto insurers from using gender as a factor for calculating the rates customers pay. But as regulators push the ...
Long jail terms for insurance scam student flat arsonists DutchNews.nl
Three people in their 20s have been jailed for between 14 and 16 years for an arson attack on a block of student flats in Diemen which killed a 27-year-old ...
'We see Milwaukee as a city on the rise': American Family Insurance reveals details for downtown - WTMJ-TV
'We see Milwaukee as a city on the rise': American Family Insurance reveals details for downtown WTMJ-TV
American Family Insurance getting a lot of attention for its deal to take over Miller Park's naming rights in two years. But it's the company's plan to create an office ...
Spain: Asaja Malaga stands against changes in citrus insurance FreshPlaza.com
FreshPlaza is the number one portal for the *fresh* produce industry, offering the latest news, job advertisements, pricewatching, and photo reports.
Short-Term Insurance Plans Would Be Limited By Proposed Bill Indiana Public Media
Last year the federal government rolled back rules that restricted short-term health insurance plans. These plans do not have to comply with protections under ...
Utah bill would require insurance to cover autism treatment KSL.com
A proposed bill aims to require Utah insurers to cover Applied Behavior Analysis therapy for patients with autism spectrum disorder.
What's the Average Cost of Car Insurance in 2019? TheStreet.com
Pegging the average cost of car insurance isn't an easy task - not when prices vary from state to state. But there are figures available to at least provide some ...
Is life insurance a good investment? MarketWatch
Insurance companies and insurance agents often market life insurance policies as an alternative to traditional investments (full disclosure, I am a licensed ...
Allstate expands – into iPhone repair Insurance Business
In a surprise move, Allstate Corporation has acquired iCracked – a provider of on-site, on-demand repair services for smartphones and tablets in North America.
Financial Audit: Federal Deposit Insurance Corporation Funds' 2018 and 2017 Financial Statements - Government Accountability Office
Financial Audit: Federal Deposit Insurance Corporation Funds' 2018 and 2017 Financial Statements Government Accountability Office
If your bank failed, what would happen to the money in your checking or savings account? The Federal Deposit Insurance Corporation insures more than $7 ...
Local man arrested on insurance fraud charges The Union-Recorder
A Milledgeville man is among three people arrested on insurance fraud charges across Georgia in recent days, state authorities say. The local man was ...
Have a sore sweet tooth and no insurance? Get it filled, cleaned or pulled for free - Ontario Argus Observer
Have a sore sweet tooth and no insurance? Get it filled, cleaned or pulled for free Ontario Argus Observer
ONTARIO — You might be one of the 36 million Americans who receives a box of chocolate for Valentine's Day. But after the first bite of chocolate, you might be.
Will my life insurance be void after my divorce? NJ.com
Q. My husband and I are divorcing and we each have life insurance in our own names with each other as the beneficiaries. Once we divorce, do they become ...
News 4 Investigates: Useless health insurance plans | News Headlines KMOV.com
Thousands of people thought they were buying comprehensive insurance but they later discovered the plans were useless.
Shot in the line of duty, retired CPD officer now fighting for affordable insurance coverage - NBC4i.com
Shot in the line of duty, retired CPD officer now fighting for affordable insurance coverage NBC4i.com
The bullet that struck former Columbus Division of Police officer Patrick Shrodes left him with permanent and debilitating injuries.
Thousands of RI drivers to receive $2M in car insurance refunds WPRI 12 Eyewitness News
CRANSTON, R.I. (WPRI) — Progressive Insurance is refunding almost $2 million to Rhode Island customers who were improperly charged for their car ...
Nationwide to sell auto insurance by the mile The Columbus Dispatch
Drivers will soon be able to buy insurance coverage by the mile from Nationwide. The insurer Wednesday is formally introducing SmartMiles, a program geared ...
Why the future of life insurance may depend on your online presence The Verge
New York state has released guidance on how life insurance companies should use nontraditional data when underwriting premiums. The ruling is that it's okay ...
State Farm cuts auto insurance rates in Virginia Fredericksburg.com
State Farm Mutual Automobile Insurance Company, the nation's largest auto insurer, will cut its rates in Virginia for the second time in two years.
Whole Life vs. Term Life Insurance: Here's What Matters to You TheStreet.com
Whole life insurance and term life insurance each cover much ground - but do so differently. Here's how and why.
At Least One Iowan Impacted by Insurance Provider the FTC Calls ‘Sham’ WHO TV Des Moines
DES MOINES, Iowa -- At least one Iowa man thinking he's getting health insurance has fallen victim to what the Federal Trade Commission calls a "deceptive ...
Can AI Cure What Ails Health Insurance? Forbes
A look at how AI can battle medical insurance fraud.
Iberiabank's $11.7 mln settlement not covered by insurance - ruling Reuters
Louisiana-based Iberiabank cannot collect on insurance policies from Chubb and Travelers to cover a $11.7 million settlement it paid to the U.S. Justice ...
Predators' Viktor Arvidsson: Provides insurance in home win CBSSports.com
Arvidsson scored his team's third and final goal Thursday in a 3-1 win over the visiting Canadiens. Arvidsson scored on a beautiful tic-tac-toe passing play that ...
Berkshire Hathaway's New 'THREE' Policy Seeks to Simplify Small Business Insurance - Insurance Journal
Berkshire Hathaway's New 'THREE' Policy Seeks to Simplify Small Business Insurance Insurance Journal
Berkshire Hathaway's Insurance Group has launched a comprehensive insurance product for small businesses that combines multiple coverages, and the.
What International Students Should Know About Health Insurance in the US | Best Colleges - U.S. News & World Report
What International Students Should Know About Health Insurance in the US | Best Colleges U.S. News & World Report
International students should check with individual schools to see if they need health insurance in the U.S..
Insurance issues could put rideshare drivers at risk NEWS10 ABC
The truth about car insurance you might not quite realize.
How A 172-Year-Old Company Is Innovating Life Insurance: Interview With CEO Eileen McDonnell - Forbes
How A 172-Year-Old Company Is Innovating Life Insurance: Interview With CEO Eileen McDonnell Forbes
When it comes to the life insurance industry, the word innovation may not come to mind. The Penn Mutual Life Insurance Company, which has been in business ...
411 people still waiting for Setanta Insurance claims RTE.ie
Five years on from the collapse of Setanta Insurance, 411 people are still awaiting the settlement of personal injury claims made to the insurer.
2019 NFL Draft: UMass WR Andy Isabella insurance for Sterling Shepard? Big Blue View
The New York Giants have a decision to make after the 2019 season regarding their offense. They will have to decide whether or not they want to sign Sterling ...
Cash vs. insurance: A little-known option could save you money on medical bills KTVB.com
Cash discounts for people who don't have or use insurance could save patients hundreds, but healthcare providers are far from universal on what they allow ...
State Revokes Teaching License Of Bergenfield Marine Vet Charged With Insurance Fraud Daily Voice
New Jersey education officials revoked the substitute teaching license of a Bergenfield Marine veteran charged with collecting more than $20000 in paid injury ...
California Homeowners Face Higher Prices for a Scarce Commodity: Wildfire Insurance - The Wall Street Journal
California Homeowners Face Higher Prices for a Scarce Commodity: Wildfire Insurance The Wall Street Journal
Home-insurance companies in California are canceling some policies, refusing to sell new ones in certain areas and applying for rate increases as they look to ...
Super funds survive $3 billion insurance push after Coalition-Greens deal The Age
New workers will be up to $50000 better off by the time they retire but still face the prospect of insurance policies draining their superannuation account.
Where to go for family's insurance needs ABS-CBN News
It is important for parents who aim to employ the best child-rearing strategies to have everything under control and within reach - from education to health of the ...
How AI Can Battle A Beast—Medical Insurance Fraud Forbes
An overview of how AI will tackle some of the most common and challenging types of healthcare fraud.
Will your car insurance rates go up? Local agents say yes, legislators say no WSLS 10
Could you soon be paying more for car insurance? That's the question many area agents are asking with a bill before the General Assembly. It deals with how ...
Duluth-based Otis-Magie Insurance Agency bought by industry innovator, Marsh & McLennan Agency - Star Tribune
Duluth-based Otis-Magie Insurance Agency bought by industry innovator, Marsh & McLennan Agency Star Tribune
The recent acquisition of Otis-Magie Insurance Agency in Duluth by a firm called Marsh & McLennan Agency LLC was too small to be statewide news. And given ...
Mass. Issues Guidelines After Boston Nurse Was Denied Life Insurance For Carrying Naloxone WBUR
Massachusetts is advising life and disability insurers not to deny coverage to good Samaritans who carry the overdose-reversal drug naloxone. The guidelines ...
Lawrenceville man charged with insurance fraud | News Gwinnettdailypost.com
A Gwinnett man was one of three insurance fraud suspects arrested by the Georgia Department of Insurance's Fraud Unit in the last week week, officials ...
Medicare-for-all: eliminating private insurance is a big task Vox.com
Democratic presidential contenders are having to grapple with a crucial health policy question: Should Americans keep getting health care coverage at work?
Judge: Michigan auto insurance rates 'shameful' Crain's Detroit Business
A federal judge considering Detroit Mayor Mike Duggan's high-stakes legal challenge of Michigan's no-fault law called the high cost of auto insurance "a ...
Area flooding highlights need for flood insurance KATU
Heavy rain caused widespread flooding around the Portland metro area Tuesday. Affected home and business owners who don't have flood insurance face a ...
Bennet: Cutting private health insurance 'bad opening offer' POLITICO
The Colorado Democrat says some “Medicare for all” advocates are going too far.
Finding California High Risk Truck Insurance
California high risk truck insuranceIf your are in need of California high risk truck insurance there's an easy way for you to find it. Fortunately with the advent of the internet and database development in the auto industry you shouldn't have any difficulty with California high risk truck insurance.
Is Your Financial Security at Risk?
The topic of insurance is not sexy by any means. Perhaps that's why so many people avoid addressing it.
Discount Insurance - Get Affordable Coverage For All Your Insurance Needs
Insurance is an important part of our lives. If you are shopping for health, auto, life or home insurance you may be shocked by the dramatically rising costs of insurance coverage.
5 Steps To Cheap Car Insurance Premiums
Although car insurance is compulsory, it's not necessary to pay more than you have to. A few simple steps combined with some time surfing for competitive car insurance rates really can save you hundreds.
Seven Steps to Filing Your Car Insurance Claim
Having even a teeny-tiny car accident can be one of life's least enjoyable moments. However, accidents happen, and sooner or later, we all have the experience of meeting one of our fellow road travelers up close and personal.
Group Term Life Insurance and the Options Available
Group term life insurance is more affordable than individual life insurance policies because the costs to the insurer are lower. They have less paperwork to handle, and are guaranteed multiple accounts from one sale - which is their incentive for offering this type of policy.
Senior Life Settlements- A New Financial Dawn Emerges
When delving deeper into the market-driven research on the myriads of reasons, motivations, and/or rationales for senior life settlements - seniors selling their life insurance policies have surfaced in recent years. According to studies by key industry players, policyholder rationales for selling life policies are to be identified on one of three levels, due to a combination of them OR influencers from all three levels working together to result in senior life settlement transactions:Individual: cash-need for major expenses, outlived need for coverage, needing different coverage or features, financial distressFamily / Estate: Change in beneficiaries (e.
Senior Health Care Insurance
Health Insurance For Seniors On The NetWhen a good friend of mine inquired where he could obtain information about medical insurance for his out-of-state, elderly mother, I told him to try the Internet.He reported back to me about a week later, in desperation: "I am giving up, I am too confused.
Which Car Should You Own To Keep Your Insurance Rates Most Affordable?
Do you consider the cost of insurance before you buy your dream car? You should. The Highway Loss Data Institute analyzes the cost to insurance companies from theft, collision, and injury claims as they relate to cars.
Tips for First Time Insurance Buyers
The are many scary things in this world. Buying insurance for your first time should not be one of them.
Life Settlements, More than a Cash Surrender Payout
With a life insurance settlement, seniors now have the ability to receive a payout larger than their cash surrender value. Life insurance companies have always had the advantage by offering a low cash surrender payout for unwanted or unneeded life insurance policies.
Why Should You Shop Around for Auto Insurance?
How do you know if what you are paying for your insurance is a good deal? What is a good deal? Is choosing the cheapest company the best way to go? Does buying from the most expensive company mean you are buying the best coverage? Generally, a good deal is a state of mind. As long as you are happy, with the amount of coverage, you have and how much you paid for it, you got a good deal.
Life Insurance Basics
One of the most important things you can do as parents is to ensure the financial welfare of your children in the event of your death. Life insurance is the best way to be rest assured that your children will be taken care of if you die.
How to Reduce Home Insurance Premiums
Here are some useful tips on how to reduce Home Insurance premiums.Home insurance, also known as Household Insurance is a policy designed to cover your home and if applicable its contents against the possible risks.
The Life Insurance Policy and Its Best Kept Secret
Do you love someone deeply enough to spend your hard earned dollars on a life insurance premium -- month after month?After all, the benefit from a life insurance policy isn't for you. It's for the ones you love, but after you've gone.
Give Your Auto Policy a Tune-Up
When you originally purchased your auto insurance policy, you purchased a certain type of coverage to meet your needs at that time. Since then you have probably experienced many changes in your life.
Online Insurance: The End of the High Street Broker?
When I was a lad, some 25 years ago, the Insurance Company called to your door every month to collect your life insurance premium. My recollection is of a drab suited man having to run the gauntlet of neighbourhood dogs rather like the postman.
Insurance for Those Who Run Bed and Breakfast Properties
A Bed and Breakfast, often referred to as a B&B, is a private residence with several rooms of which are set aside for overnight guests whose paid accommodations include breakfast. Modern Bed and Breakfast often consciously tries to recall earlier days - they are generally established in charming older houses which have been refurbished and adorned with antique furniture.
Why Does Health Insurance Cost So Much?
Why does health insurance cost so much? Year after year, many of the articles that appear in print detail the specific factors driving the cost of healthcare.These factors include: general inflation, advances in drugs and other medical devices, rising hospital and doctor expenses, government mandates, increased consumer demand, litigation, fraud, and cost shifting.
The Many Benefits of Travel Protection Plans
Many people purchase insurance thinking I want full coverage and once I get it I will be covered for every event that may befall my vehicle. But then they begin to question if every type of incident is covered with full coverage.
|home | site map|