Insurance Information


Apply Online for Temporary Health Insurance


There are times when you'll find yourself temporarily without health insurance. You may be between jobs, just starting a new job or a student who is no longer covered on your parent's health insurance. Temporary health insurance purchased online can help provide gap coverage for those times when regular health insurance isn't a possibility.

Short term health insurance is one of the easiest types of insurance to purchase online. It is meant to cover major emergency medical expenses for people who are temporarily without other health insurance. Sometimes referred to as catastrophic health insurance, it is not designed to be your primary health insurance. It won't pay for preventive health care, routine office visits, and prescriptions for pre-existing health conditions like asthma and diabetes, or treatment for pre-existing conditions. Many temporary health insurance policies also have a list of illnesses and injuries for which they limit coverage. Be sure to check the plan you're considering carefully to be sure that it will cover what you might need it for.

Depending on the deductible you choose, your age and your health condition, temporary health insurance can be very affordable. For instance, $30 to $50 a month will purchase a policy with a $250 deductible for a healthy male in his early twenties.

What will that buy you?

Under the terms of most temporary health insurance policies, if you're involved in an accident that lands you in the hospital with a $50,000 bill, you'll pay as little as $1,250 for treatment. Before you pshaw at that, consider this: treatment for a broken leg can easily top $10,000 once X-rays, casts and follow-up visits are factored in.

Short term health insurance is meant to be temporary, so there are limits to the length of time that you can be covered by a temporary health insurance plan. Some companies will allow you to renew your plan once at the end of the term of coverage. Others will make you apply again, but only once.

When you apply for temporary health insurance online, most companies will cover you within 24 hours of your application. Many policies will issue you a policy immediately. You can find many web sites that offer comparison tools and online applications for temporary health insurance. Once you decide on a plan that meets your needs, you can have up to ten quotes for health insurance premiums in minutes, and have health insurance coverage within 24 hours.

To view our recommended health insurance companies: visit, Recommended Health Insurance Companies.

Carrie Reeder is the owner of eZerk, an informational website, with articles and the latest news about various topics.


MORE RESOURCES:
This RSS feed URL is deprecated, please update. New URLs can be found in the footers at https://news.google.com/news


CNBC

Don't be duped by these insurance myths. It can be costly - CNBC.com
CNBC
What you don't know about insurance policies can cost you. That's the new finding from a national survey by comparison website insuranceQuotes. "Reading ...

and more »


Wall Street Journal

Wells Fargo is now refunding customers for pet insurance and other add-ons
MarketWatch
The San Francisco-based lender WFC, -0.42% is in the midst of refunding customers for products including pet insurance and legal services that they did not understand or know how to use, The Wall Street Journal reported Thursday, citing people familiar ...
Wells Fargo's Latest Challenge: Refunds for Pet Insurance, Legal ...Wall Street Journal
Another Wells Fargo mess: Pet insurance ripoffCNNMoney
Report: Wells Fargo will pay millions in refunds for pet insurance, other add-on productsLos Angeles Times
Zacks Investment Research -Seeking Alpha -Yahoo Finance
all 190 news articles »


Entrepreneur

Does Your Benefits Advisor Work for You or for the Insurance Industry? 3 Questions to Ask.
Entrepreneur
The insurance provider doesn't care about keeping down costs, so long as your premiums cover its corporate spend (with a neat profit). Your broker's getting a percentage on the deal, so the higher the better, from his or her point of view. And, the ...



Cincinnati.com

Mason family who faked life insurance policies, bought Bentley ...
Cincinnati.com
A woman, her husband and daughter have admitted conspiring to launder nearly $3 million in proceeds from fraudulent life insurance policies they bought for a ...

and more »


Los Angeles Times

Covered California's health insurance premiums will rise 8.7% in 2019
Los Angeles Times
“I've wanted to opt out of the insurance model forever just because they provide so little value for the exorbitant amount of money that we pay,” said Malachesky, who recently paid several hundred dollars out-of-pocket for a mammogram. “I'm probably ...
California health insurance premiums to rise an average of nearly 9 ...San Francisco Chronicle
You'll pay more for insurance in 2019, but rate hikes aren't as bad as this yearFresno Bee
Covered California projects 8.7 percent premium hike in Ventura County next yearVentura County Star

all 24 news articles »


Arkansas Recovers $3.67M for Insurance Consumers in First Half of 2018
Insurance Journal
CSD assists insurance consumers with complaints and inquiries regarding insurance companies, producers, and adjusters. The division investigates all complaints, working with the insurance company and the consumer to determine the appropriate course ...



Kansas City Star

Woman in firefighter murder case had insurance payouts for blazes, analysis shows
Kansas City Star
Thu Hong Nguyen has operated five nail salons dating back to 2006 and each one them had some kind of catastrophic event — usually a fire — that closed them down for good. And in four cases, there has been an insurance payout, usually for much more ...

and more »


Bloomberg

Stolen Crypto Millions Paid Back for Cents on Dollar, Guaranteed
Bloomberg
Insurance for cryptocurrency storage will be a big opportunity,” said Christian Weishuber, a spokesman for Allianz, which began offering individual coverage for digital-coin theft in the past year and is one of the few insurers that agreed to talk ...



Cherry Hill Courier Post

Jail for insurance agent who stole inheritance
Cherry Hill Courier Post
Former Bordentown Twp. insurance salesman Patrick McCullagh was sentenced Wednesday to three years for wire fraud. (Photo: Courier-Post file photo). CONNECTTWEETLINKEDINCOMMENTEMAILMORE. TRENTON – A former Burlington County ...



Evansville Courier & Press

Consumer Watchdog: Tread carefully with travel insurance
Evansville Courier & Press
You might not know it, but it's possible you don't need travel insurance at all. You may already have coverage through your health, homeowners or life insurance policy. Your credit card might also offer protection if you used the card to book the trip.

and more »

Google News

home | site map
© 2007