Insurance Information


Insurance Information

Should You Have Higher Deductibles On Your Coverage?


What is a deductible? A deductible is the amount you pay before your insurance carrier pays any claim. Insurance companies offer deductibles on certain coverage in insurance policies as a method of sharing risk with the people they insure.

Travel Insurance Pre-Existing Conditions Coverage - How It Works


What is a Pre-Existing Medical Condition?When a trip cancellation travel insurance company refers to a "Pre-Existing Condition", they are talking about medical conditions that exist in the Lookback Period that immediately preceeds the travel insurance purchase date.Simply put, a Pre-Existing Condition is any medically documented condition (no matter how minor) an Insured Person, Traveling Companion or Family Member has been treated for, consulted with or received advice on.

Tips for Buying a New Home


My wife and I recently purchased a new home in Tennessee. Here are some helpful hints we picked up along the way:1.

Term Life Insurance Help


Life insurance can be a very scary thing. If you buy insurance when you're 30, but don't die until you're 90, chances are you're going to come out on the loosing end of insurance.

Is an HSA a Type of Insurance?


A Health Savings Account (HSA) is not a type of health insurance. But that's an easy mistake to make!HSAs are closely associated to health insurance, although they do not provide any insurance benefits themselves.

Does an HSA Cover Alternative Medicine?


A Health Savings Account (HSA) does not really cover alternative medicine. However, there is a bit more to it.

What Type of Doctor Should I See Under My HSA?


You can withdraw money from your Health Savings Account (HSA) to visit an MD, DO or a chiropractor.Since you will be writing a check or using your debit card to pay for these visits at the time of service, you will really notice how much it costs.

What Should I Do About Billing Problems When Using HSA Money?


If you run into a billing problem or misunderstanding with a hospital or doctor's office for which you're planning to use money from your Health Savings Account (HSA), you could be in trouble.This article will help you understand how hospital and doctor visits are different when paying with a Health Savings Account.

How Will an HSA Save Me Money?


The Health Savings Account (HSA) is a tool to help you save money on health insurance. But how does it do that?A Health Savings Account (HSA) is just a savings account.

Life Insurance Basics


One of the most important things you can do as parents is to ensure the financial welfare of your children in the event of your death. Life insurance is the best way to be rest assured that your children will be taken care of if you die.

Health Savings Account (HSA): Helpful for Older People?


The Health Savings Account (HSA) is an amazing tool that a lot of people have been talking about. It is meant to help you save money on insurance and make your life simpler, maybe even help you be healthier.

The Importance of Travel Insurance


You've finally saved enough to go on that dream vacation you've been planning. Now you're wondering if you should buy travel insurance.

The Great Value Of Accident Photographs


You were humming along on a bright and sunny day when suddenly Fred Fuddle, a local character from a nearby town, drunk as a skunk and zooming along in his pickup, flew through stop sign crashing into the right front of your motor vehicle. You had no choice to avoid him.

Life Insurance: Who Needs It And How Much Do You Need?


Your friendly, neighborhood life insurance agent is most likely to answer this question with the word "everybody."The fact is, not everybody does need life insurance.

Health Savings Account (HSA): Useful for Women in Childbearing Years?


The Health Savings Account (HSA) is an amazing tool that a lot of people have been talking about. It is meant to help you save money on insurance and make your life simpler, maybe even help you be healthier.

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CNBC

AbbVie shares fall after insurance regulator sues over kickbacks
CNBC
AbbVie shares fell almost 3 percent on Tuesday after the California Department of Insurance sued the pharmaceutical company for allegedly giving health-care ...
California insurance regulator sues AbbVie alleging Humira kickbacksReuters
Jones sues biopharma giant AbbVie alleging illegal kickbacks in promoting HUMIRACalifornia Department of Insurance - State of California

all 294 news articles »


Hamilton Journal News

Rate hikes may force a Butler County health insurance switch
Hamilton Journal News
A 24 percent health insurance hike and employee frustration with the health insurance carrier may prompt Butler County commissioners to switch providers and avoid the $4.1 million added expense. The county went shopping for a new health insurance ...



New York Times

NFL Hall of Famers Demand Health Insurance and Share of Revenue
New York Times
A group of Hall of Famers led by Eric Dickerson is demanding health insurance coverage and a share of N.F.L. revenues or else those former players will boycott the induction ceremonies. In a letter sent to Commissioner Roger Goodell; the N.F.L.P.A. ...
Letter From NFL Hall Of Famers Demands Health Insurance, But Only For ThemselvesDeadspin
Group of Hall of Famers threaten boycott of induction ceremony until ...ESPN
NFL Hall of Famers Demand Salary, Health InsuranceVoice of America
USA TODAY -ABC News -New York Times
all 550 news articles »


Harrison staff must deal with insurance end
Fort Wayne Journal Gazette
With Harrison College's abrupt closure comes an unexpected consequence for its former employees: The immediate end of their health insurance coverage. When the 11-campus, for-profit college announced its closure last Friday, it told employees they ...

and more »


NBCNews.com

These 4 upgrades can lower the cost of your homeowners insurance
NBCNews.com
Homeowners insurance costs an average of $1,083 annually across the US — but that number varies widely from state to state. For example, annual premiums in Florida average $2,055, while policyholders in Oregon pay just $574. It's difficult to nail ...



Insurance Business

Marine insurance premiums jump by 2%, but challenges remain
Insurance Business
Global marine insurance premiums reached US$28.5 billion in 2017, up 2% from 2016, according to an annual statistical report from the International Union of Marine Insurance (IUMI). However, IUMI warned that it is not all smooth sailing for the industry.



Vienna Insurance Group: A Dividend-Oriented Insurance Leader In Eastern Europe
Seeking Alpha
On the 28th of August, Vienna Insurance released its half-year results. Non-recurring effects overshadowed the efforts made by the company to increase the underwriting margins. The company is well on track to reach targets of its 2020 strategic plan (a ...



The Hill (blog)

Puerto Rico sues insurance companies for not filling hurricane claims
The Hill (blog)
Puerto Rico's government is suing insurance companies for not responding quickly enough to claims filed after Hurricane Maria slammed the island last year, the Associated Press reported Tuesday.
Puerto Rico sues insurance companies amid unresolved claimsWashington Post
Puerto Rico sues insurance companies amid unresolved claims ...LEX18 Lexington KY News
'The Maria Generation': Young people are dying and suffering on an island with a highly uncertain futureCNN

all 208 news articles »


Kiplinger's Personal Finance

How Preexisting Conditions Can Affect Medigap Insurance
Kiplinger's Personal Finance
Many people don't realize that even though preexisting conditions can't affect your ability to get other types of health insurance, the rules are different for medigap. You can pick any medigap plan available in your area within six months after you ...

and more »


Yahoo Finance

The obscure insurance that protects companies from Elon Musk-style tweets
Yahoo Finance
It's a truism, but you really can insure everything from a surgeon's hands to a half-time full-court shot promotion that pays out $1 million. One type of insurance that's common but not well-known is “directors and officers insurance,” which is taken ...

and more »

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