Loans Information


Loans Information

Bad Credit Secured Personal Loans are Like Desserts-Last Course/Best Recourse for Impaired Credit


Plato said, 'We can easily forgive a child who is afraid of the dark. But real tragedy of life is when men are afraid of the light'.

What is a Loan?


A loan is money that you borrow and agree to pay back over a set period of time with interest. The amount of money you borrow is called principal, and interest is the cost for borrowing the money.

Military Payday Loans


What is a payday loan? This is a small short-term loan for employees who are categorically perceived as those belonging to the lower socio-demographic class because they have no other financial options except to apply for a cash advance payday loan. The borrowers apply payday loans to bridge the cash flow gap between their paydays.

Alternative Venture Finance: Federal Grants and Loans


While most companies seeking venture capital initially think about angel investors and venture capitalists, a large alternative source of financing is federal grants and loans. The two largest federal grant programs are run by the Small Business Administration (SBA), and by Small Business Investment Companies (SBICs).

Student Loans Are The Life Preserver Of The Education System


A loan is the reason many students are able to go to college and not have to worry about money until after they've graduated. There is a lot of paperwork involved in the application process of a loan, but once you've completed it and been accepted, it will have been worth it.

What is a Home Loan?


A Home loan is the generic term for a loan. A home loan uses your home as security.

What is a Bad Credit Loan?


A Bad Credit loan is a personal loan for people with bad credit rating because a bad credit rating or credit history can make your life a misery. However created, your past record of County Court Judgements, mortgage or other loan arrears can live on to deny you access to finance that other people regard as normal.

Debt Consolidation Tips


Here are some useful Debt Consolidation tips. Debt consolidation is a loan used to repay several other loans.

Secured Loans Guide


Secured loans are becoming increasingly popular due to their flexibility. Basically, a secured loan is one for which you provide some form of collateral in order to cover the amount borrowed in the loan.

Secured Loans Tips


Here are some useful secured loans tips. Secured loans enable most homeowners to borrow capital against the value of their property.

When the Bank Says NO!


Factoring has been practiced for centuries. The Romans sold promissory notes at a discount as did the Phoenicians.

What is a Homeowner Loan?


A Homeowner Loan is a way of using the equity tied up in your property to raise money. Equity is the difference between the value of your home and your outstanding mortgage.

Why Choose a Homeowner Loan?


Outlined below are some of the reasons for choosing a Homeowner Loan. A Homeowner Loan is a loan secured against your home.

Personal Loan 101- What You Absolutely Need to Know


Daughter's marriage or her studies? Son's Ambition? Want a House makeover? Stop worrying about 'money' to fulfill your cherished dreams now? Avail the opportunity of 'Personal Loans'.Personal Loan is perhaps a man's best friend in today's world.

Benefits of an Unsecured Loan


Listed below are some of the benefits of an unsecured loan. An unsecured loan is a loan which does not require you to have any collateral to secure the loan against.

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MORE RESOURCES:
What Happens When You Default On Student Loans?  Forbes

Life can get difficult and overwhelming sometimes. People lose their jobs, they get sick, they have major unplanned expenses. And when that happens, student ...


A Teacher’s Student Loans Were Forgiven. Then FedLoan Wrecked His Credit.  The New York Times

Jed Shafer thought his work navigating the troubled public *service* loan forgiveness program was finished. He found out he was wrong when Lowe's turned him ...


Turkey to extend maturities of consumer, car loans  Ahval

The head of Turkey's Banking Regulation and Supervision Agency (BDDK) said on Friday that Turkey would extend maturities of consumer loans to 60 months ...


VA publishes interim final rule on cash-out home loans  Newton County Times

WASHINGTON — The U.S. Department of Veterans Affairs announced that it has published an interim final rule relating to VA-guaranteed cash-out refinance ...


Taking a group approach to lowering the cost of college loans  The Boston Globe

A local startup, LeverEdge, aims to use critical mass to negotiate better rates.


Debunking The Auto Loan Delinquency "Crisis"  Forbes

Delinquent car loans hit record highs. Seven million people are now 90+ days delinquent on their auto loan. It's not the problem some are making it out to be.


Fintechs help boost US personal loan surge to a record $138 billion  CNBC

Fintech companies now make up 38 percent of the personal loan market — up from just 5 percent five years ago, according to new data from TransUnion.


Kushner Cos. Seeks Federal Loan in Biggest Deal in Decade, Sources Say  Bloomberg

Kushner Cos., the real estate firm owned by the family of President Donald Trump's son-in-law Jared Kushner, has sought financing from federally-owned ...


SBA offers loans to aid Alabama recovery from January tornado  AL.com

The Small Business Administration will provide low-interest loans to residents and businesses affected by the storm, which heavily damaged Wetumpka.


Singapore bank expects China slowdown to hit growth in loans  CNBC

Singapore's second-largest bank OCBC expects its loans business to grow more moderately this year amid greater uncertainties in China and globally, ...


The Government’s Trillion-Dollar Student Loan Office Is a Train Wreck  Rolling Stone

WASHINGTON — The raw numbers are staggering: 45 million Americans owe $1.56 trillion in student loan debt, more than all of the credit card or auto-loan ...


Loan policies designed to keep students in debt  Sentinel & Enterprise

Your editorial about student loans ("Employers can help with workers with student debt," Feb. 20) prompted me to respond. I am for any program that reduces or ...


‘Social-justice loans’ could make pot startups more diverse  The Boston Globe

The Bay State was supposed to be a pioneer for creating a diverse cannabis industry, but a year and a half in, only two of 112 licensed businesses are ...


“Extend and Pretend”: Are Deutsche Bank and Trump Playing Chicken Over a $340 Million Loan?  Vanity Fair

If Trump defaulted and Deutsche Bank did nothing, that might be viewed as a big gift to a sitting president of the United States. On the other hand, if Deutsche ...


Loans approved to expand Elkhart's River District  WNDU-TV

The developer, Great Lakes Capital, has proposed repurposing the site with a new Martin's Super Market, complemented by 154 residential units. That will ...


Good economy helped Wisconsin banks grow loans and earnings in 2018  Milwaukee Journal Sentinel

Lending by Wisconsin banks rose almost 4 percent and industry earnings jumped nearly 7 percent in 2018, growth that reflected a good economy.


On-chain activity under the microscope: Dharma Lever offers loans at 0.10% APR, MolochDAO raises $150000 in first week  The Block Crypto

The Fee Ratio Multiple (FRM) measures the extent to which transaction fee revenue must grow in order to sustain existing security levels in the absence of ...


How to tackle student loans  Wink News

In the United States, there are more than 44 million borrowers who collectively owe 1.5 trillion dollars in student loan debt. An average student in the class of ...


Car Loan Delinquencies Reach New High  NPR

Economic pessimists seized on new data indicating an increase in car loan delinquencies as evidence of a looming recession, but a downturn is likely simply ...


All the Ways You Can Get Your Student Loans Forgiven  Lifehacker

With the average student loan balance hitting $29800 for the Class of 2018, you're probably looking for any help you can get paying off your debt. And if you ...


Car loan delinquencies may be canaries in the coal mine | TheHill  The Hill

Historically, changes in auto sales tend to proceed changes in the economy.


Deutsche Bank Weighed Extending Trump Loans on Default Risk  Bloomberg

Top Deutsche Bank AG executives were so concerned after the 2016 U.S. election that the Trump Organization might default on about $340 million of loans ...


Regulating Payday Loans  The New York Times

A reader says a well-intentioned regulation could actually harm those of limited means for whom these loans are a last resort.


Delinquent car loans hit record highs  Axios

This story is from Axios Edge, the Sunday newsletter. For more stories like this, sign up here. This is a picture of distress. Car loans are the last debt that ...


Roundup: Baton Rouge casinos continue streak / FSA opens loans / Houses getting smaller  Greater Baton Rouge Business Report

Sinking ships: Casino revenues in the Baton Rouge market dropped by 15% last month when compared to January 2018, continuing an extended losing streak ...


Most Americans With Student Loan Debt Regret It  Motley Fool

Study shows nearly 75% wish they had made different decisions.


Watchdog blasts Education Department for sloppy oversight of loan-servicing contractors  Washington Post

The Education Department's Federal Student Aid office has failed to keep watch over the contractors servicing its $1.4 trillion portfolio of student loans, a lapse ...


US Student-Loan Delinquencies Hit Record  Bloomberg

Delinquent U.S. student loans reached a record $166 billion in the fourth quarter. But since “delinquency rates for student loans are likely to understate effective ...


Financial Firm Offers ‘Almost Instantaneous’ Loans Up to $30,000 With Crypto as Collateral  Cointelegraph

A company is offering cash loans of up to $30000 with crypto as collateral — all without borrowers needing to sell their digital assets.


Interest-free scholarship loans offered by college club  Massillon Independent

CANTON College Club of Canton is offering interest-free scholarship loans to qualified female Stark County high school seniors who will be attending college in ...


NY Fed says auto loan delinquencies at highest point since 2010  WPTV.com

DETROIT (AP/WPTV) — Borrowers are behind in their auto loan payments in numbers not seen since delinquencies peaked at the end of 2010, according to the ...


Senator: Let's Take Student Loan Payments From Your Paycheck  Forbes

This U.S. Senator wants to deduct student loan payments from your paycheck.


Tuktuk drivers offered loans of Bt100,000  The Nation

Tuktuk drivers can apply for a loan of up to Bt100,000 to repair their tricycles, the Thai Credit Guarantee Corporation (TCG) says.


More Americans are behind on their car loans than ever before  CNN

More than 7 million car loans were past due by at least 90 days in the fourth quarter, according to data released this week from the New York Federal Reserve.


Marriott workers’ lawsuit says inconsistent schedules and credit union loans are a predatory mix  Philly.com

Hourly Marriott workers in Philadelphia are in the midst of a lawsuit against the Marriott Employees Federal Credit Union, saying the credit union's $500 ...


The Hot New Solution to Student Loans Is Just Taking Money Out of Your Paycheck  VICE

If you have student loans in 2019, you also have a somewhat distressingly large number of different ways to pay them back. Besides the standard repayment ...


FSA loans open to 31 Louisiana parishes, 9 counties  Houston Chronicle

NEW ORLEANS (AP) — U.S. Agriculture Secretary Sonny Perdue has designated nine Louisiana parishes as a disaster area because of rains and flooding from ...


The risky 'leveraged loan' market just sunk to a whole new low  Business Insider

This is why Mark Carney is comparing corporate credit to the subprime crisis of 2008.


How High-Interest Loans to Desperate People Built a $90B Industry  Fortune

About 12 million Americans use these high interest loans every year, both online and through about 16000 storefront offices.


Expensive Loans to Desperate People Built This $90 Billion Industry  Bloomberg

During the partial government shutdown, Wilbur Ross couldn't understand why furloughed workers didn't just “get a loan.”


GOP plan aims to take student loan payments from paychecks  MSNBC

A new Republican plan would have student loan payments come right out of borrowers' paychecks. Ali Velshi and Stephanie Ruhle break down the arguments ...


A GOP proposal could snatch your student loan payment right from your paycheck  CNBC

Lawmakers are proposing a massive overhaul to the student debt system, in which borrowers' monthly bills would be automatically deducted from their ...


Lawmakers drum up support for payday loan reform bill in Mountain Brook  AL.com

Six years ago, Sherry Amos Prater entered her bank to withdraw $25. “I was told, 'Mrs. Amos, you don't have cash,'” the teller told the Vestavia Hills resident.


Top Greek bank CEO calls on lenders to do more in reducing the country's bad debts  CNBC

The high level of bad loans in Greece is still the biggest issue that the embattled economy needs to focus on, the head of Piraeus Bank told CNBC Monday.


Mandatory Wage Garnishment for Your Student Loans Could Become Law  The Root

A Republican-backed proposal currently in the Senate could make automatic wage garnishment for your student loan payments become the law.


How to Avoid Student Loan Repayment Scams | Student Loan Ranger  U.S. News & World Report

Borrowers should avoid student loan debt relief agencies that require upfront fees.


Georgia Senate backs $18 million in new loans to hurricane victims  Atlanta Journal Constitution

The Georgia Senate is set to approve a midyear budget this week that would add $18 million in loans to farmers affected by Hurricane Michael and $2 million for ...


LA Galaxy announce loans for Bradford Jamieson IV and João Pedro  LA Galaxy

LOS ANGELES (Wednesday, Feb. 20, 2019) – The LA Galaxy announced today that the club has loaned forward Bradford Jamieson IV to San Antonio FC in the ...


Burden of student loans cause depression, problems for young adults  KCTV Kansas City

American student loan debt totals more than $1.53 trillion, according to the Federal Reserve.


Polito pays herself back $226,000 in loans from decades-old campaigns  The Boston Globe

With six figures in the bank and reelection in the rearview, Lieutenant Governor Karyn Polito paid herself back more than $226,600 in campaign loans shortly ...


Is a Subprime Auto Loan Crisis Brewing?  Knowledge@Wharton

Are the struggles that millions of Americans are having in paying one bill a sign that trouble is brewing for the broader economy?


Payday Loans Are No Worse Than Avocado Toast  Forbes

The CFPB is proposing es to rescind key provisions of its 2017 payday lending rule. Good. The old rule threatens to starve millions of hard working Americans ...


How to Fix a Troubled Farm Loan  Agriculture.com

How to deal with your lender when a loan is at risk.


Why So Many Americans Are Behind on Car Loan Payments  CityLab

For low-income buyers, new predatory lending techniques may make it easier to get behind the wheel, and harder to escape a debt trap.


Employer-paid student loan repayment help could be coming  CBS News

With U.S. student loan debt totaling a staggering $1.5 trillion nationally, it's second only to outstanding home mortgage debt for American households. But one ...


Goldman stays bullish on leveraged loans vs. junk bonds  Seeking Alpha

Goldman Sachs analyst Amanda Lynam advises investors to stay overweight on leveraged loans vs. high-yield bonds as she sees the "more room to run" in the ...


Dh361 million loans of 3310 Emiratis waived off  Khaleej Times

The Debt Settlement Fund announced on Saturday that Dh361 million loan of 3,310 UAE nationals has been waived off in cooperation with 13 banks.


Personal Loan vs. Home Equity Loan: Which Is Better?  U.S News & World Report Money

Personal loan approval is quicker. But a home equity loan could have a lower interest rate and potentially offers borrowers more flexibility. It depends on what ...


Deutsche Bank Is Said to Have Considered Restructuring Trump Loans  Bloomberg

Deutsche Bank AG's top executives had such concerns after the 2016 U.S. election that the Trump Organization might default on loans that they reportedly ...


Prominent Republican wants to take student-loan payments out of your paycheck  MarketWatch

Senator Lamar Alexander of Tennessee floated the proposal as part of a speech outlining reforms to the student-loan system.


Predatory loans offer tempting stopgap for federal workers missing second paycheck  NBC News

Commerce Secretary Wilbur Ross pointed to loans as a way for federal workers to survive during the shutdown. He walked back the comments after drawing ...


Love, marriage, student loans and taxes; a trick combination  KOMO News

About 60 percent of recent college graduates borrowed money to pay for school, each graduating with an average of $28500 in debt. For those thinking about ...


Over 60, and Crushed by Student Loan Debt  The Wall Street Journal

Older Americans are struggling under the burden of student loans—their children's and their own.


Trade War Update: China Exports Up, Loans Up And U.S. Investments In China Up  Forbes

Meanwhile, trade negotiations continue as China hopes to outlast Trump's tariff push.


Another Loan? Furloughed Employees Balk at Wilbur Ross’s Suggestion  The New York Times

Mr. Ross said workers should be able to take out loans to cover their bills because eventually they will receive back pay.


A Defense of Payday Loans  National Review

If the pay-day loan industry is so exploitative, where are the excess profits?


Morigeau bill would give tribes access to loans from Montana's Coal Tax Fund  The Missoulian

Tribal governments would be allowed to access a state infrastructure loan program under legislation debated Monday in the Montana House Appropriations ...


Home loans: These banks are offering loan for tenure of 30, 40 years; Should you go for long-term loans?  The Financial Express

Few lenders such as Punjab National Bank, Bank of Baroda and ICICI provides home loans with tenure as long as 30 years while Oriental Bank of Commerce ...


FSA audit: Oversight of U.S. student loans lacking  UPI.com

The U.S. Department of Education's student loans unit failed to oversee and hold accountable the companies it pays to manage the nation's student loan debt.


Pros and cons of tax refund loans and debit cards  CBS News

The major tax-preparation companies all offer products and services that can help -- but they come at a cost.


Car loan delinquencies: Record 7 million Americans behind on car loan payments  CBS News

Chicago — A new report on household debt finds a record 7 million Americans are at least 90 days behind on their car loan payments. Alana Frierson painfully ...


City Council Approves Loan Program for Minority Businesses in Charlottesville  NBC 29 News

Small businesses in Charlottesville can qualify for help from the city thanks to a business equity loan fund that was approved by City Council.


Consumer Protection Bureau Cripples New Rules for Payday Loans  The New York Times

Payday lenders won a major victory on Wednesday after the Consumer Financial Protection Bureau moved to gut tougher restrictions that were to take effect ...


No-interest loans help individuals, small businesses succeed in Cleveland  News 5 Cleveland

It wouldn't have been possible without a no-interest loan from HFLA of Northeast Ohio. Younger already owed a lot of money and other lenders likely wouldn't ...


A loan program was set up to boost energy efficiency. Instead, it's being used to build 'granny flats'  Los Angeles Times

Consumer groups say recent cases show that home improvement contractors wield too much power to sign up homeowners for PACE energy efficiency loans, ...


Here are some ways to pay off student loans, using other people's money  CNBC

You don't have to rely on just your paycheck for your student loans. Volunteering, apps and even some jobs could help you pay down your debt.


Loan risk rises outside banking system – regulators  Reuters

NEW YORK, Feb 22 (LPC) - Regulators are increasingly sounding the alarm about risk held by leveraged loan buyers outside the banking system as years of ...


PM can waive Rs 3.5 lakh crore loans of bizmen, but not farm loans: Rahul Gandhi  Times of India

TIRUPATI: Congress president Rahul Gandhi on Friday accused the Narendra Modi government of 'forgiving' Rs 3.5 lakh crore loans of powerful businessmen ...


What You Need To Know About Refund Anticipation Loans This Tax Season  Forbes

The beginning of tax season can be a busy and anxious time for taxpayers - especially those who are waiting for their tax refunds. This is a particularly stressful ...


Study finds student loans may help increase academic achievement in community college  Inside Higher Ed

A new study challenges the notion that student loan debt is bad for people attending community colleges and finds that borrowing may actually increase their ...


Federal government not forgiving student loans for Americans working in public service for a decade  WXYZ Detroit

(WXYZ) — The federal government promised to cancel the student loans of approximately 41,000 public employees and certain non-profit workers after ten ...


Americans getting behind on car payments: What it could mean  Detroit Free Press

Experts are raising concerns, especially for the Motor City, about the rising cost of cars and a weakening economy.


My son's student loans are killing my retirement. What can I do?  NJ.com

You can cut your monthly student loan payments under certain circumstances.


Lamont encourages companies to implement student loan forgiveness program  WFSB

HARTFORD, CT (WFSB) -- Gov. Ned Lamont outlined a list of proposals during his budget address on Wednesday afternoon. One of the programs he supports ...


What can happen when AI decides on your loan request  Packt Hub

Artificial Intelligence has became the redemption for loan providers. We should see AI in loan management as a useful toot, but not as a replacement for ...


What to Do About a Surprise Student Loan Bill  Lifehacker

If you've paid off a student loan, you know how euphoric it feels to send in that last payment. You're so happy to be free from the loan's weight you might throw a ...


Pa.'s FedLoan cited for ‘failed-call rate’ for student loans. U.S. Education Dept. ‘asleep at the wheel,’ repo  Philly.com

FedLoan's failure rate was 10.6 percent in April 2017, more than double the average of 4.3 percent for all services.


Report takes aim at Texas auto loans, which top the nation  Houston Chronicle

It's a trope, but true: Everything is bigger in Texas, including the car loans. Texans borrow a nation-leading $6,520 per capita for automobile purchases, ...


5 bad reasons to take loan  Livemint

Taking loan to fulfil your tax-saving investments, for vacation and to buy expensive electronic goods that you can't afford will hurt your finances.Taking loan to ...


Here’s Why So Many Americans Feel Cheated By Their Student Loans  BuzzFeed News

A social and financial divide is forming — between those who have student debt, and those who do not — that will have ramifications for decades to come.


India’s Sleepwalking to Trouble on Builder Debt  Bloomberg

Generous loan terms, indolent construction and a lack of market discipline have shielded the nation's developers. That's changing.


Quicken Loans launches new Rocket Mortgage logo  Crain's Detroit Business

Quicken Loans Inc. has a new logo for its Rocket Mortgage product, and there are no rocket ships involved. The Detroit-based mortgage lender, which debuted ...


Owners of Baltimore's Harborplace may be in danger of default on loan  Baltimore Sun

The New York-based company that owns, and recently upgraded, the Harborplace pavilions in the Inner Harbor is in danger of defaulting on its debt, according ...


India Surpasses Italy for World's Worst Soured-Loan Ratio  Bloomberg

India holds the dubious distinction of having the worst non-performing loan ratio among the world's major economies, having surpassed Italy. The Reserve Bank ...


Watchet marina revamp project to get £1.5m loan  BBC News

The £6m development of East Quay is expected to create 200 jobs.


Report: More than 60 percent of home loans in South Memphis ZIP code ‘underwater’  WREG NewsChannel 3

According to the report, at the end of last year, more than 60 percent of properties with home loans in 38106 were underwater.


Club Loans Tommy McCabe to North Carolina FC  FC Cincinnati

CINCINNATI – FC Cincinnati have loaned midfielder Tommy McCabe to North Carolina FC. FC Cincinnati announced the signing of McCabe – along with four ...


Struggling with student loans? Virginia has a new way to help  WTOP

WASHINGTON — Virginians struggling with student loan debt have a new place to turn for help. Scott Kemp is the state's first student loan advocate. He works ...


How NVIDIA Combats the Student Loan Crisis  Fortune

Artificial intelligence company NVIDIA offers full-time and part-time employees loan assistance.


Payday loans increase as households pushed into risky credit from non-bank lenders  ABC News

As banks pull back on new finance and tighten credit after the royal commission, households are being pushed into riskier forms of credit — leaving many ...


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