She was denied public service loan forgiveness, so she filed a lawsuit CNBC
The number of people who've been financially derailed by the public *service* loan forgiveness program is piling up, and so are the borrowers interested in ...
Rating Agencies Sound Alarm About Leveraged Loans And CLOs Forbes
Moody's Investors Services and S & P Global are rightly sounding the alarm, not only about the continued rise in leveraged lending and issuance of ...
How Businesses Are Helping Their Employees Ditch Student Loan Debt Forbes
There's one thing uniting many employees today: student debt. With the average graduate taking on $37,172 in student loan debt — more than some graduates ...
There Are No Bad Leveraged Loans, Just Bad Prices Bloomberg
If anything, the $1.3 trillion market seems far less scary now than earlier this year.
Police: Man tried to get illegal loans from Port St. Lucie bank WPTV.com
PORT ST. LUCIE, Fla. — A Miami man is under arrest, accused of trying to get thousands of dollars in illegal loans from a Port St. Lucie bank. According to police ...
Betsy Devos To Forgive $150 Million Of Student Loans Forbes
The U.S. Department of Education, led by Betsy DeVos, will cancel $150 million of student loans. Here's what you need to know. Student Loan Forgiveness: Who ...
Interest Free Loans Available for St. Cloud Homeowners WJON News
For residents who live in one of St. Cloud's core neighborhoods, there is money available for you to fix up your home. The St. Cloud Housing and ...
Citigroup is reportedly facing $180 million in losses on bad loans Business Insider
Citigroup is facing $180 million in losses on loans gone sour to an Asian hedge fund, according to Bloomberg. The fund reportedly got battered on ...
Low-interest loans available for Pa. homeowners affected by August floods PennLive
The loans of up to $200000 are available to homeowners to repair or replace damaged or destroyed real estate.
Ex-Wilmington Trust president gets six years for hiding bad loans American Banker
Former Wilmington Trust President Robert Harra was sentenced to six years in prison for misleading regulators about the bank's portfolio of overdue loans in ...
Canada Offers $1.1 Billion in Loans for Oil-Sector Liquidity Bloomberg
The Canadian government announced C$1.5 billion ($1.1 billion) in loans for the oil and gas sector, as well as some government funding for unspecified ...
All You Need to Know About Student-Loan Forgiveness Wall Street Journal
Student-loan forgiveness might seem out of reach for many of the 44 million people who have educational debt. But some of these borrowers may qualify for ...
Student loan ruling adds £12bn to government borrowing BBC News
A change in how student loans are recorded in the public finances will add £12bn to the deficit, following an Office for National Statistics ruling. The amount ...
State loans medical marijuana program $2.1 million cleveland.com
The Ohio Controlling Board, made up of lawmakers and Gov. John Kasich representatives, approved a $2.1 million loan for the medical marijuana program.
Bank watchdog lifts restrictions on interest-only loans as house prices fall The Guardian
Australian Prudential Regulation Authority says some banks no longer need 30% lending restriction.
Risky Home Loans Are Making a Comeback. Are They Right for You? The New York Times
Mortgage lenders are again promoting more complicated loans, which offer benefits for wealthy borrowers but come with big drawbacks.
Feds to forgive loans for thousands of students whose colleges closed Washington Post
The Trump administration plans to forgive $150 million in federal student loans tied to colleges that closed in recent years, following a court order enforcing an ...
Could student loans ruling mean the system is redesigned? BBC News
An announcement on Monday could affect the future of the student loans system. The Office for National Statistics (ONS) will be announcing the outcome of its ...
Banks Get a Break on Soured-Loan Accounting Wall Street Journal
Banks received a reprieve on Tuesday from a new accounting rule that requires them to book losses on soured loans more quickly.
New loans for home repair may be lifeline for Philly 'small landlords' — and their tenants WHYY
Sherri Lee's toilet started flooding in late September. Less than a month later, the unfinished basement in her South Philadelphia apartment was a full-blown ...
Renovation Loans Expand Your Homebuying Options NerdWallet
A home renovation loan lets you buy a home and fix it up, which can make finding a starter home a little easier. One mortgage combines purchase and repair ...
U.S. banks quietly pull back from riskiest loans amid recession fears Reuters
(Reuters) - As U.S. bank stocks tanked this month over fears of an impending recession, industry executives downplayed concerns to colleagues, analysts and ...
Sheffield council approves resolutions for USDA loans | News Times Daily
SHEFFIELD — City Council members Monday unanimously approved resolutions for three loan applications for utility infrastructure, a new road and a platform ...
Former Virginia College students may be eligible for federal loan forgiveness WAFF
The Department of Education began contacting eligible borrowers Friday by email.
Poultry growers lean heavily on government-backed loans Star Tribune
After 20 years, Mississippi chicken farmer Kevin Kemp is getting out of the chicken business. He raised millions of pounds of chicken since 1996, alongside his ...
Judge allows lawsuit against student loan servicer Navient witf.org
(Photo: iStock) (Harrisburg) -- A federal judge in Pennsylvania has ruled that a lawsuit alleging widespread abuse by student loan servicer Navient Corp. can go ...
Dairy Task Force Proposing Changes To Loans, Education In Dairy Industry - Wisconsin Public Radio News
Dairy Task Force Proposing Changes To Loans, Education In Dairy Industry Wisconsin Public Radio News
Wisconsin's Dairy Task Force recently passed two proposals aimed at shoring up the state's dairy industry, which is losing hundreds of farms each year.
Around 15,000 former students will have their loans canceled CNBC
The Trump administration has announced it will cancel $150 million in debt for certain students. Some 15,000 former students whose schools closed while they ...
Leveraged Loans Are Looking ‘Scary’ to These Money Managers Bloomberg
The recent weakness in the leveraged loan market isn't a passing trend, and the asset class is set to perform even worse next year as the U.S. economy edges ...
EU lawmakers agree on a backstop for non-performing loans EURACTIV
European banks will have to foresee a "prudential backstop" to cover for potential non-performing loans (NPLs), the European Parliament and the Council ...
Fate of $1 Trillion in Risky U.S. Loans May Be in Japan's Hands Bloomberg
Japanese banks might have snapped up a third of the loans made to highly indebted U.S. companies, propelling the size of the market past $1 trillion, a new ...
Why The Student Loan Bubble Won't Burst Forbes
The headlines say the student loan debt bubble is going to pop, but the mechanisms surrounding student loan debt make that impossible.
Navient Audit: Borrowers May Have Paid More For Student Loans Forbes
Navient, one of the nation's largest student loan servicers, may have steered student loan borrowers into higher payment plans. The result: student loan ...
More parents struggle to repay loans they borrowed for their children's education CNBC
As college costs rise, more students are hitting their federal loan limits with a large portion of their bill still unpaid. Increasingly, their parents are borrowing to ...
Is co-signing for a loan to help friends or family a good idea? WIBW
TOPEKA (WIBW) -- Co-signing for a loan – sometimes it's just the boost your family member or friend needs. Here's what Carl Carlson of Carlson Financial told ...
Banks Are Approving Small Business Loans at Rates Not Seen Since Before The Great Recession - Forbes
Banks Are Approving Small Business Loans at Rates Not Seen Since Before The Great Recession Forbes
Approvals of loan applications from small business owners reached post-recession high mark (26.9%) at big banks (assets of $10 billion+), while small banks ...
Leveraged Loans Are The Achilles Heel Of The Bond Market Forbes
Leveraged loans are doing worse than high yield and there are signs that more pain is yet to come.
Getting Started on Paying Student Loans erienewsnow.com
Most students do not have to start making payments until six months after they graduate. However, depending on their loan, they could still be gaining interest.
Urban Institute Maps US Car Loan Debt and Delinquency CityLab
A new tool by the Urban Institute maps the geography of car loan debt and delinquency.
Rahul: Won't let PM sleep till he waives farm loans nationally Times of India
India News: NEW DELHI: With newly formed Congress governments in MP and Chhattisgarh clearing farm loan waivers, party chief Rahul Gandhi said the ...
Subprime personal loans will flourish in 2019 thanks to startups and Donald Trump Quartz
Americans are again splurging on subprime debt. The spigots are forecast to open even wider next year for personal loans, thanks to financing provided by ...
Education Department To Fix Troubled Grant Program; Students To Get Loan Forgiveness NPR
Also this week, the Kentucky Supreme Court struck down a bill that prompted thousands of teachers to protest this spring.
Now Loan Investors Are Heading for the Exits The Wall Street Journal
Speculative-grade loans, a rare bright spot in the fixed-income world for most of the year, have hit a rough patch, posing challenges for businesses that have ...
Help, I Can't Afford My Student Loans Forbes
If you can't afford the monthly payments for your student loans, you're not alone. U.S. Secretary of Education has called the rising student loan debt issue a ...
Buyer beware: Holiday loans come with a cost, tax preparer says WREG NewsChannel 3
If you're strapped for cash, a holiday loan may seem like an easy way to put extra money in your pocket before Christmas. But be careful, because those loans ...
Here's How Parents Can Repay Parent PLUS Student Loans Forbes
Parents are borrowing more to send their children to college and struggling to repay those loans, says a new study from The Brookings Institution. Here's what ...
Christmas Miracle: Bank Pays Off Single Mom’s $150,000 Student Loan Debt The Root
There really is a Santa Claus and his real, government name is Fifth Third Bank. On Wednesday, the Ohio-based bank surprised Jasmin Ford, a 30-year-old ...
New York Lawmakers Say State Must Stop Enabling Predatory Loans Bloomberg
New York legislators are pledging to change laws that have allowed predatory lenders to use the state court system to seize the assets of thousands of small ...
Bradford County residents approved for disaster loan assistance following flooding - MyTwinTiers.com
Bradford County residents approved for disaster loan assistance following flooding MyTwinTiers.com
After being denied federal aid last month, residents in Bradford County have been approved to receive flood aid from the Small Business Administration (SBA) ...
Trump administration refuses to publish required report on student-loan borrower complaints - MarketWatch
Trump administration refuses to publish required report on student-loan borrower complaints MarketWatch
The plight of student-loan borrowers could get a little less attention this year. The Consumer Financial Protection Bureau failed to release an annual analysis of ...
Oakland Loans Housing Developer UrbanCore $2.35 Million for Market-Rate Housing Project - East Bay Express
Oakland Loans Housing Developer UrbanCore $2.35 Million for Market-Rate Housing Project East Bay Express
Meanwhile, San Francisco is suing UrbanCore over an unpaid $5.5 million loan.
Fifth Third Bank surprises South Side single mom, pays off $150K in student loans WLS-TV
For the past 12 years, 30-year-old Jasmin Ford has had to hustle for everything she has.
Change in student loan accounting could add £10bn to UK budget deficit The Guardian
The government faces an extra £10bn being added to its borrowing as the result of a radical shake-up in the accounting for student loans, with experts warning ...
My Client Got Public Service Loan Forgiveness Forbes
One of the most exciting things that could possibly happen to a student loan lawyer happened to me just a few days ago: one of my clients got her student loans ...
Assam government approves Rs 600 crore farm loan waiver Times of India
India News: The BJP government in Assam has approved Rs 600 crore farm loan waiver which it said will benefit around eight lakh farmers of the state, a move ...
This 34-year-old celebrated his birthday by paying off the last of his $117,000 in student loans—here's how he did it - CNBC
This 34-year-old celebrated his birthday by paying off the last of his $117,000 in student loans—here's how he did it CNBC
A New York-based financial reporter paid off the last of his almost $117000 student loans just before turning age 34, including $16000 in 2018 alone. Roughly ...
Recession worries are mounting and banks are reportedly cutting back on risky loans - Business Insider
Recession worries are mounting and banks are reportedly cutting back on risky loans Business Insider
Economists expect growth to slow in the US over the next couple of years. The yield curve partially inverted this month, an occurrence seen as a potential...
Could this government program wipe away all your student loan debt? Military Times
The Veterans Affairs Department and the Department of Education are working together to make it easier for you to apply to have your loans forgiven. Here are ...
Were Your TEACH Grants Converted To Loans While Teaching At A Qualifying School? NPR
If you're one of the thousands of teachers who had grants converted to loans even though you were meeting the teaching requirements of the TEACH Grants ...
What will happen to my student loans now Virginia College closed? WJBF-TV
AUGUSTA, Ga. (WJBF) - With 70 Virginia College campus, including one in Augusta, shut down, it's the largest closure since two other for-profit colleges ...
Parents struggling to repay college loans, report finds Tampa Bay Times
Parents are increasingly shouldering the student loan burden and risking their financial health to do it, according to a new report.
$1.3B award upheld against racecar driver over payday loans NBCNews.com
A U.S. appeals court on Monday upheld a nearly $1.3 billion award against pro racecar driver Scott Tucker, who was sent to prison following a conviction for ...
Forgiving All Student Loans: A Bold Idea, or Welfare for the Well-Off? The New York Times
Readers react to David Leonhardt's argument that it's an alluring but misguided idea. Some offer their own stories of debt hardships.
The Risks Of Energy Efficient Loans KPBS
Lenders are selling seniors on the idea of home renovation work; sometimes homeowners don't realize they've taken on debt until it's too late.
City council approves loan to purchase projectors for Starlite Drive-In KSN-TV
The Wichita City Council voted 7-0 to approve a $200000 loan to the new operator. The loan will be used to purchase equipment and two digital projectors.
Sputtering Oil Industry Puts Brakes on Nigerian Bank Loans Bloomberg
Nigerian lenders are in retreat. Rising costs and declining appetite to lend is prompting banks to repay dollar borrowings. Brent crude prices near their lowest ...
Buyer pays off nonperforming loans for SouthSide Works Pittsburgh Business Times
Unknown buyer of mixed-used development's debts now in position to take control of the SouthSide Works.
How You Can Get Your Student Loans Discharged In Bankruptcy Forbes
One of the biggest myths surrounding student loans is that you cannot get your student loans discharged in bankruptcy. While it's rare, it's completely possible.
Banks' bad loans rising BusinessWorld Online
BAD LOANS held by big banks climbed further in October but remained modest compared to growth of total lending, data from the Bangko Sentral ng Pilipinas ...
You were right to take out student loans, says author of 'I Will Teach You To Be Rich' CNBC
Personal finance guru Ramit Sethi says that, in the long term, your student loans are worth the pain of having to pay them back: Educational "debt can be a great ...
Farm Loans Waived In 2 Congress-Ruled States Within Hours, Pressure Builds On Karnataka NDTV News
Both the Congress and the Janata Dal Secular, who have formed a coalition government in the state, had made separate promises to waive farm loans in the run ...
Black Friday 2018: Should you get a personal loan for holiday shopping this year? USA TODAY
Americans are forecast to spend more than $1000 during the holidays. Many people turn to personal loans to finance that spending.
The Simplest Ways To Save Interest On Your Student Loans Forbes
There are several simple ways that you can save interest on your student loan debt. You need to spend five minute to make it happen.
Pawn Central seeks to write loans on guns Galesburg Register-Mail
GALESBURG — Pawn shops like the one on East Main Street write loans on everything from televisions, video games and electric guitars to hydraulic ...
Former small business chief: Big tech loans will change things 'completely' for mom-and-pop shops - CNBC
Former small business chief: Big tech loans will change things 'completely' for mom-and-pop shops CNBC
Near-instant loans from online giants like Amazon and PayPal are fundamentally changing the way small private shops do business, says former Small ...
Merkley bill targets predatory unsolicited loans KTVZ
Sen. Jeff Merkley (D-OR), along with Sens. Doug Jones (D-AL) and Tom Cotton (R-AR), announced Tuesday the introduction of bipartisan legislation that would ...
A Student Loan Help Center, Created by Critics of Trump’s Enforcement Efforts The New York Times
An ex-student loan watchdog who quit the Trump administration last summer is starting a nonprofit to help borrowers with other former officials.
Loan repayment grant recipient's life experiences define passion to serve - CDA (California Dental Association)
Loan repayment grant recipient's life experiences define passion to serve CDA (California Dental Association)
The CDA Foundation has named Andrea Ustarez, DDS, the recipient of its 2018 Student Loan Repayment Grant. Awarded annually to a recent dental school ...
Racecar driver must pay $1.3 billion award in payday loan suit Fox News
A U.S. appeals court on Monday upheld a nearly $1.3 billion award against a pro racecar driver who was sent to prison following a conviction for cheating ...
Students At For-Profit Colleges Are More Vulnerable To Student Loan Distress, NYC Report Finds - Forbes
Students At For-Profit Colleges Are More Vulnerable To Student Loan Distress, NYC Report Finds Forbes
Black and Latino students, low-income students and older students -- all communities with higher rates of loan defaults --were all more likely to attend for-profit ...
SBA loan approval reaches over $40M - Saipan News, Headlines, Events, Ads Saipan Tribune
As of Monday, the U.S. Small Business Administration has already approved a combined total of 721 disaster loans—for both homes and ...
Don't make this common student loan mistake that can cost you thousands of dollars CNBC
Nearly 45 million Americans have some kind of student loan debt, and the system for paying back those loans can be confusing. That means it's all too easy to ...
New report illustrates how student loan debt hampers home-buying Washington Post
Americans have amassed more than $1.5 trillion in student loan debt, according to the Federal Reserve, which has an outsize impact on potential home buyers.
KCB M-Pesa users to get top up loans Business Daily
Users of KCB M-Pesa will now get top-up loans, enabling customers to borrow several times within the credit limit assigned to them without being required.
How to avoid this common and billion-dollar student-loan trap MarketWatch
A new analysis tries to estimate the impact of forbearance.
Your Former Student Loan Watchdog Is Back Forbes
Your former student loan watchdog resigned in September. Now, he's back in a new role. Here's what you need to know and how it can affect you. The Student ...
2019 FHA loan limits to increase in most states Bankrate.com
The new year will bring higher loan limits for FHA mortgages. The Federal Housing Administration, or FHA, announced the new loan limits for 2019, raising the ...
Blackhawks loan Henri Jokiharju to Finland for junior championship ESPN
The Chicago Blackhawks added another difficult question to their long list of problems when Corey Crawford suffered another concussion.
Who's buying leveraged loans anyways? Financial Times
The booming loan market for highly indebted companies has faced a lot of scrutiny in recent months. The IMF has repeatedly aired its grievances. Multiple ...
America's Heavily Levered Companies Layer Loans Over Loans Bloomberg
First the companies tapped the loan market. Not long after that, they came back for more.
Betsy DeVos Is Wrong About The 'Government Takeover' Of Student Loans Forbes
Education Secretary Betsy DeVos has a reputation as a champion of the free market. It was therefore disappointing to see her praise a defunct program that ...
This 27 year old lives in a van to save money—here's how he makes it work CNBC
"I feel more financially competent and stable and well-set up than I ever have," says John Sweat, who is able to save more by living in his van, and who aims to ...
A new study says an overwhelming majority of millennials want to be homeowners, but student loans are holding them back - CNBC
A new study says an overwhelming majority of millennials want to be homeowners, but student loans are holding them back CNBC
For many millennials, the idea of homeownership is still a big picture dream, with a new study saying 89 percent plan to purchase a home in the future — but ...
Navient Controversy Shows Why Congress Should Simplify Student Loan Repayment Forbes
Last week, the Associated Press reported on a 2017 Education Department review that alleged Navient Corporation, a major student loan servicer, neglected to ...
Ecuador is feeling pain of China loans | National Herald-Mail Media
QUITO, Ecuador — Rafael Correa wanted to fast-track development projects when he was president of Ecuador, so he borrowed billions of dollars from China.
NBFCs resume disbursing loans amid easing liquidity Economic Times
Infrastructure conglomerate IL&FS had defaulted on bonds and deposits, triggering panic among investors who shied away from betting new money on NBFCs.
Chhattisgarh CM Bhupesh Baghel waives farm loans, orders SIT probe into Bastar massacre - Times of India
Chhattisgarh CM Bhupesh Baghel waives farm loans, orders SIT probe into Bastar massacre Times of India
India News: RAIPUR: Chhattisgarh chief minister Bhupesh Baghel on Monday announced to waive farm loans to the tune of Rs 6100 crore of more than 16 lakh ...
LESSEN THE LOAD: More companies helping employees ease student loan debt KTRK-TV
More employers are providing benefit offerings to help employees with student loan debt.
Rs 3 lakh crore debt poses challenge for agri loan waiver Economic Times
Jaipur: Now that the dust has settled, the newly-formed Rajasthan government which, according to its chief minister is reeling under a debt of Rs 3 lakh crore, ...
Madhya Pradesh CM Kamal Nath announces farm loan waiver Times of India
India News: The new Congress government in Madhya Pradesh delivered on its poll promise to the farmers with chief minister Kamal Nath announcing farm ...
Benefits of a Home Owner Loan
There are many benefits for choosing a Home Owner Loan, some of which are listed below:If you are a homeowner, you have a better chance of borrowing a homeowner loan and securing the amount against your home .A secured loan is so called because you put up your home as collateral or security for the lender.
Finding an Auto Loan with Bad Credit
Finding an auto loan online is easy regardless of you credit score. By simply completing a simple one page application hundreds of online lenders who will compete for your loan business.
To Find The Right Loan You Must First Find The Right Lender
We have found internet shoppers to be the savviest in the mortgage market. Frequently they have submitted their mortgage loan information.
Christmas Loans - A Gift on the Occasion of Christmas
It is still a few weeks to Christmas and every one is already up with demands. Little Mary, ever eager to add to her collection of dolls, wants the latest in the Barbie series.
Everything You Need to Know About a Secured Loan
If you're not familiar with the term, a secured loan is a loan which requires a security deposit of some kind (also known as collateral) to protect the lender against nonpayment. The secured loan is the preferred type of loan for lenders who deal with people with bad credit, but is also used when purchasing certain types of property (such as an automobile or real estate.
Get your Dream Car - Get a Car Loan
You've probably spent years thinking that your dream car is out of your reach. But have you though about a car loan? That car you've always wanted could be just within your grasp!America is a nation of car owners.
A Guide to Finding Cheap Loans
Finding cheap loans isn't always easy? it seems like every time you turn around new rates and fees are added and the loan process becomes increasingly frustrating with each new change that's made.Cheap loans don't have to be such a hassle, however? there are a variety of loan options available for people of all credit levels that allow you to get the money that you need without paying extremely bloated fees and interest rates.
Secured Loans vs. Unsecured Loans - Choosing Between the Two Diverse Ends
Often in our search for finance options, we are led into a crossroad where we have to make a choice between secured and unsecured loans. Both are equally alluring and put the borrower in a difficult spot.
User Guide to Payday Loan Terminologies
Are you approaching towards a payday loan cash advance? Is this your first loan borrowing? Are you acquainted with all the terminologies or facts that you will be facing when you approach for the loan? Need not to worry. We have assembled a brief payday loan glossaries and definitions to make you understand about payday loan borrowing.
What are Secured Loans?
Secured loans are one of the most popular personal loans options available today. Their popularity is based on the fact that interest rates are usually lower than other types of loan, and repayments are available over longer time periods.
How to Find a Good UK Secured Homeowner Loan
If you're looking for a UK secured homeowner loan, you might not know where to turn.How can you insure that you're getting the best interest rates and repayment terms? Exactly what does it mean to get a UK secured homeowner loan, anyway?If you feel a bit lost with the whole process, don't despair? getting a good UK secured homeowner loan doesn't have to be difficult.
What is a Loan?
A loan is money that you borrow and agree to pay back over a set period of time with interest. The amount of money you borrow is called principal, and interest is the cost for borrowing the money.
What is a Secured Personal Loan?
A secured personal loan is the generic term for a loan. Essentially, a secured personal loan is one that is secured against your property.
Devising Newer Ways of Repayment
How good would it have been had there been no obligation to repay the loan or mortgage? This is what most people think when required to make the monthly repayments. But try as much as they can, they are never able to change the situation.
Loans For Unemployed - Employing Home For A Solution To Unemployment
If the statistics for the quarter ended April 2005 are to be believed, about 1,96,000 people were added to the list of people unemployed that brought the total to 28.58 million.
A Borrowers Guide to Bad Credit Loans UK
If you find yourself in a situation where you need bad credit loans UK , you might not know where to turn.You may have tried applying for loans in the past with no success, or may even have thought that there were no options available for people with less than perfect credit.
The Best Day of The Week For Payday Loans
Whether your payday arrives every Friday or every other Friday, payday is definitely the highlight of the week. How to spend your payday depends on your goals.
Why Choose a Secured Loan?
Are you wondering why choose a secured loan? A secured loan is a loan which is provided to you from a bank or building society. Secured loans require you to be able to put an asset up to secure the loan, this is typically your home.
Hidden Bank Loan Charges That Would Make a Pick-Pocket Envious
There can be more to a bank business loan than making interest and principal payments. Your firm may get a great rate on its new credit line or term loan but you may cry on the way home when you discover the hidden fees and charges.
What is Credit?
Ever wondered what is credit? Credit is more than just a plastic card you use to buy things - it is your financial trustworthiness. Good credit means that your history of payments, employment and salary make you a good candidate for a loan, and creditors - those who lend money or services - will be more willing to work with you.
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