|Marriage & Wedding Information|
Wedding Loans: Perfect Finance Option for a Perfect Wedding
After seeing each other for years and being tagged as 'in love' since eternity, you desire to bring this to a logical end. You are wrong if you think I am suggesting a divorce even before you are actually married. The end to every love is wedding -the wedding of two bodies and two souls.
Have you been planning wedding since a long time but have been hindered because of the huge cost weddings entail nowadays.
Worry not. Spend as much as you can, because wedding loans are there to pay every penny of the expenses.
Average wedding costs anywhere between $19,000 - $27,000. This may go much higher if one is planning to have a gala wedding with all the pomp and show included.
And why shan't one. Wedding is a once in a lifetime event. People would take all efforts to make the wedding truly memorable.
But the society and the customs have changed much. Just as the parents or guardians lost their say over the choice of bride or groom, they have little to do in the planning and financing of the wedding. So it is the couple who does all the spending on the wedding.
So how do the couples bear the expenses of wedding, in spite of being new to their professions and low on the income graph?
Wedding loans are an effective tool in their hands which they use to pay the entire wedding expenses. Wedding loans can finance practically every wedding expense right from the elegant wedding dress to the exquisitely beautiful engagement ring, from the lavish reception to the impeccable church decoration.
There are a number of other expenses which seem insignificant if seen individually, but become difficult to repay when taken in totality. These can be very easily paid through wedding loans.
Besides, wedding loans can be a much cheaper option to use for the payment rather than credit cards or past savings. Using a credit card can be simple if one goes by the immediate outcomes. But when the credit card debts are due for payment you find them to be much more than what you really spent. No, the credit card company is not indulging in any king of overcharging or cheating. This is only because of the accumulation of interest. Payment through credit cards is just like drawing a loan, but at a much higher rate.
Utilizing past savings for a one day affair like a wedding would be a waste. It could have been a lot better had the past savings been used for some productive purposes.
A wedding loan allows the customer to enjoy two benefits. The first benefit of wedding loan is that the customer will not have to pay an exorbitantly high amount. Most of the lenders offer loans at reasonable rates of interest.
The second benefit is regarding the timing of payment. Even though a customer has to pay more than what he would have spent, he accepts this because he does not have to pay the whole amount at one go. Monthly payments require to be made towards the payment of loan.
A certain amount of planning is necessary when taking a wedding loan. If parents are ready to be a part of the finances then they must be included in discussions. How much can they spend on the wedding needs to be decided well in advance. This will determine the amount of wedding loan that needs to be applied for.
Secured wedding loans taken against ones home will be much cheaper. A valuation of the home or property will be done. One can draw loan depending upon the worth of his home. However there are options for those who do not have a home or who do not want to put their home under any kind of obligation.
Next comes the choice of lenders. It is no longer necessary to depend on lenders in one particular locality or region. Almost every big and small lender is available online. An internet connection is what is needed. One does not even have to leave his home or office, and loan can be applied for instantly. Such a relief from the previous times when a customer had to go to each and every lender to just get the quotes. Few customers were ready to go through this grind, and hence accepted whatever offer was given.
These loans are very easy to approve. With the valuation of property and credibility check over, it is very easy to get loans approved. Filling up each and every detail with caution and accuracy can save enough of time in the approval process.
Did you promise your wife an impeccable wedding ring? You can keep on the promise since wedding loans are there to meet the expense.
Aditya Thakur is a financial consultant and is currently pursuing masters in journalism from JMI University. To find a secured loan that suits your need visit http://www.chanceforloans.co.uk
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Help is Here for Your Wedding Ceremony
When it comes to your wedding services, nobody wants to spend too much and yet have to foot the bill for the reception. Really it depends on where you want to your wedding to be and what type of service that you are hoping to have.
Your big day is now over all the stress of preparing for that one day is a fond memory, now its time to enjoy the best part of the whole celebration, which is of course the honeymoon. Whether it be a skiing trip in Angola or a Caribbean cruise this is going to be the best holiday of your life so make room in your budget and splash out.
Why Hire A Wedding Designer?
As couples begin thinking about their wedding, they are often confused over how much to spend, where to obtain specialized services, and how to choose vendors. These worries often mount as quickly as the cost of the wedding.
Diamond Wedding Rings - The Things to Look For
There is a huge array of diamond wedding rings available today, and choosing the one that will be with you for a lifetime is a serious affair. Not only are there aesthetic factors to bear in mind, your diamond wedding ring holds also a deeper significance.
Basic Tips for Planning a Wedding
Planning a wedding should be fun and exciting. However, if you don't do the proper research and stay within your budget things can go bad in a hurry.
Save the Date Etiquette: Everything You Need To Know
Save the Date Cards are announcements that inform your guests of your future wedding in order to keep your special day free. They are essential in the following situations: if many of your guests are traveling to your wedding, your wedding takes place on or around a holiday, you are planning a faraway destination wedding, or your wedding will take place in a seasonally busy or tourist locale, where the flights and hotels perhaps book up early.
Wedding Receptions: How To Set Up The Tables
Getting the wedding tables right can make a big difference to your wedding reception. Get things right, and the reception will be a great event enjoyed by all, with everyone having fun and no-one getting stressed.
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