|Real Estate Information|
Your Home Equity Can Work for You
"Use your home's equity to pay off your debt. It's easy and simple, no closing costs!" Every time I turn on the television, commercials bombard me telling me to take out a home equity line of credit. People are using their dream homes to pay for even bigger dreams, like a "debt free" lifestyle and college educations for their children. Despite the ease in securing these seemingly beneficial lines of credit, many CPA's and financial planners are cautioning homeowners to gain a full understanding of how these lending options work before they turn their homes into a source of money.
There are two options in using your equity to secure funding: a home equity loan or a home equity line of credit. Most lenders will let a homeowner borrow up to 80% of existing equity based on the amount owed on the first mortgage and the appreciated value of the home. Unlike other forms of nondeductible consumer debt, loans less than $100,000 or less that use a home as collateral may have a tax deduction available for interest paid.
A home equity loan is most usually used for large purchases, such as financing a major home improvement project, starting a business, purchasing a luxury item or consolidating high-interest credit card debt. There are advantages to securing lending for these purposes, but these types of loans are better suited to those who don't foresee future borrowing needs.
Home equity loans are basically second mortgages, which provide you with money that is repayable over a fixed term from five to 15 years. These loans can feature locked-in rates and monthly payments that remain the same.
Home equity lines of credit are ideal for use as emergency money. They can be used for irregular or unanticipated expenses like medical deductibles and automobile repairs. These lines are often used by higher income families who don't qualify for college financial aid to pay for their children's college educations. When faced with using a home equity line of credit or savings to pay off credit card debt, it is advised to use the savings to pay of the debt and the line of credit for future emergencies.
With home equity lines of credit, you are approved for a certain amount of money, a credit limit. You can borrow any amount of money during the life of your line of credit up to your credit limit. You may be given a check or a debit card that can be used at almost all retailers. Home equity lines of credit are usually variable-rate loans.
Using the equity in your home is not a flip decision. Think about it seriously. If you are doing this to consolidate high-interest rate credit cards, it will only work if you do not accumulate any new debt. If you keep using the cards, you are only digging a further pit of debt.
Your credit card company cannot foreclose on your home, but your home equity loan lender can. You are placing your home at risk with every mortgage placed on it. It is necessary that you shop for the best rates and terms available. Talk to different lenders and be aware of introductory rates. Read all paperwork carefully before you sign it.
Using your home equity can benefit you in many ways, but always display caution. It is still debt
Martin Lukac, California mortgage Lender(http://www.martinlukac.com), provides mortgage financing for purchase,refinance,bad credit and more. Request a free quote or ask a question.
Amid Stock Volatility, Should Retirement Investors Look To Real Estate? Forbes
The recent volatility of the stock market may lead some retirement investors to consider investing directly in real estate to balance their portfolios in 2019.
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Check out the latest real estate transfers in Danville and Pittsylvania County.
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UAE’s Largest Real Estate Firm Emaar Denies Reports That It Accepts Crypto: Bloomberg - Cointelegraph
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Owning access to hundreds of millions of devices gives AT&T keys to a valuable kingdom. Debt levels are high but manageable. Key metrics still look OK.
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Talk to a wide range of successful real estate investors about the secret to their success, and one of the more common responses is the use of leverage.
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Rental Real Estate Is A Sound Investment For Any Market Forbes
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Marcus Sewell McCall was originally arrested in November 2017, but he appeared in court on Thursday for a civil suit in his case.
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With business partner Dave Gross, rapper Nipsey Hussle is building an empire boosted by a tax break popular with billionaire venture capitalists.
Coast real estate agent accused of embezzlement. ‘I am innocent,’ she says. Biloxi Sun Herald
Mississippi real estate agent Tammy Hightower is arrested in Jackson County MS for allegedly embezzling more than $12000 from former employer, Ideal Home ...
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The U.S. Department of Agriculture is concerned about a potential decline in farmland real estate prices, but has seen no sign of that happening so far, USDA ...
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Real estate photography is a reliable staple as a source of income for many photographers. The commercial applications of quality real estate imagery are ...
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Allison Norman, co-host of "The Real Estate Hour" with Mike Kelly for many years, announces that she will be taking over his show going forward, speaks to the ...
Ares Commercial Real Estate declares $0.33 dividend Seeking Alpha
Ares Commercial Real Estate (ACRE) declares $0.33/share quarterly dividend, 6.5% increase from prior dividend of $0.31. Forward yield 8.99% Payable April 1.
After Florida, Arizona's Real Estate Market Will Be Hit Next By Global Warming CleanTechnica
No yards, no golf courses, rutted roads, very expensive water and not being able to play outside at anything for most of the summer doesn't sound like a lot of ...
HNW Investors Become More Competitive in CRE Bids National Real Estate Investor
Not so long ago, the vision of high-net-worth (HNW) investors in commercial properties entailed doctors and lawyers passing the hat at the country club in an ...
Principal Real Estate Investors launches expansion of SE Houston industrial park - Houston Chronicle
Principal Real Estate Investors launches expansion of SE Houston industrial park Houston Chronicle
Principal Real Estate Investors will expand its Bay Area Business Park with a third phase that will add 1.33 million square feet to the southeast Houston industrial ...
EXCLUSIVE: WeWork Backer SoftBank On Its Disruptive Real Estate Push Bisnow
SoftBank's deep pockets help it fund disruptive but loss-making companies.
Fairfield County real estate listings climb as SALT protests grow Greenwich Time
As Connecticut's two senators threw support to a bill that would cancel a cap on IRS deductions for local taxes, a surge in Fairfield County home listings in the ...
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Each week, The News-Press features homes that recently sold in the Cape Coral area. We also feature Top 10 home sales of Lee and Collier counties in our ...
Middle-Money™ -- A Proven New Financing Model for Commercial Real Estate ("CRE") PRNewswire
MIAMI, Feb. 21, 2019 /PRNewswire/ -- Until Korth Direct Mortgage LLC ("KDM") began operations in 2017, there were basically two primary sources of funds for ...
Utah Real Estate Purchase Contract allows for buyer's due diligence Standard-Examiner
Every so often, I like to give my teenage daughter a heads up that I'm coming downstairs to check the condition of her room. I do this for two reasons;
REAL ESTATE Columbia Star
NAI Columbia director of retail services Pat r ick Palmer, CCIM represented the landlord in the lease transaction of the former Applebee's Restaurant at 245 ...
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Eileen and Sarah Gilligan, co-owners of Sea Cliff's boutique real estate firm Gilligan Realty, credit their success to two simple rules: the practice of treating ...
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Each real estate transaction contains many details and one of the most important is determining which party pays for the various expenses incurred in the course ...
Real estate investing for Millennials: What to know AZ Big Media
Millennials and real estate investing. It's not a combination you see often these days. The slowing economy has put a serious dent in the millennial's ability to get ...
Taylor corruption probe leads FBI to real estate mogul The Detroit News
FBI agents raided the home and business of a real estate mogul as part of a broader public corruption investigation.
How To Protect Yourself From Real Estate Disasters Forbes
As a 17-year real estate investor, I could also be the northernmost real estate professional you know. You might have heard about the magnitude 7.0 earthquake ...
NAIOP Colorado honors top commercial real estate professionals & developments - Colorado Real Estate Journal
NAIOP Colorado honors top commercial real estate professionals & developments Colorado Real Estate Journal
The Gaylord Rockies Resort & Convention Center was selected as the Development of the Year at NAIOP Colorado's annual Awards of Achievement ...
HART must provide real estate acquisition management plan, other files KHON2
Honolulu Authority for Rapid Transportation Executive Director Andrew Robbins held a news conference regarding a second federal subpoena.
Finding the Right Real Estate Agent in Today's Market Westchester Magazine
The ebbs and flows from the stock market to the real estate market leave many wondering if now is a good time to purchase a home. The recent rise in interest ...
Houston County real estate transfers Feb. 11-14, 2019 | Real Estate Dothan Eagle
Seller, buyer, property location, total purchase price, date. James Emory Tew, Elma Ruediger Tew, 4153 County Road 203, Rehobeth, $20,000, 02/11/19.
EXCLUSIVE: Amazon Real Estate Head Holly Sullivan Has No Regrets About The HQ2 Search Bisnow
Amazon Worldwide Head of Economic Development Holly Sullivan spoke to Bisnow about the HQ2 selection process, decision and reversal from its New York ...
Real Estate Advice: What 'PITI' means for a home buyer Wicked Local
Q: What does the term PITI mean? I never heard of this before. It has something to do with a mortgage, but I don't know what. Is it something I have to be ...
Springs ranks among hottest metro areas for real estate Colorado Springs Business Journal
Colorado Springs was one of the nation's hottest metro areas in January, according to Realtor.com's Market Hotness Index, which measures time-on-the-market ...
8 Times Real Estate Was The Best Matchmaker Of All Forbes
There's online dating apps and friends' weddings to find the love of your life, but then there's also real estate. Yes, good ol' bricks and mortar (or the people who ...
Downtown hosting conference on retail real estate | 2019-02-21 grbj.com
An industry association is producing a conference on the region's retail real estate market next month. The International Council of Shopping Centers, or ICSC, ...
Real estate tax reductions available Record-Courier
Portage County residents may be entitled to real estate tax reductions, Portage County Auditor Janet Esposito said. Senior citizens age 65 or older, or people ...
KKR Real Estate Finance Trust Inc. (KREF) Q4 2019 Earnings Conference Call Transcript - The Motley Fool
KKR Real Estate Finance Trust Inc. (KREF) Q4 2019 Earnings Conference Call Transcript The Motley Fool
KREF earnings call for the period ending December 31, 2018.
Westport Real Estate Price Changes Westport Now
Westport real estate price changes over the past week: 3 Hills Lane $355,000->$347,500 9 Tiffany Lane $690,000->$670,000 6 Lyndale Park $749,000-> ...
What real estate investors need to know about tax law changes — including the potential downsides - MarketWatch
What real estate investors need to know about tax law changes — including the potential downsides MarketWatch
The Tax Cuts and Jobs Act (TCJA) made several favorable changes to the federal income tax depreciation rules for real estate. Here's what real estate investors ...
House Hunting in … Italy The New York Times
The southeastern region of Apulia, known for its unusual conical structures, has become one of Italy's most popular markets for second homes.
Broe Real Estate Group Sells Four Building California Medical Campus PRNewswire
DENVER, Feb. 21, 2019 /PRNewswire/ -- Broe Real Estate Group (BREG), a private real estate investment firm headquartered in Denver confirmed the sale of a ...
Entrepreneur Names RE/MAX Fastest-Growing Real Estate Franchise Brand RisMedia.com
Leading the world's fastest-growing real estate franchisors, Denver-based RE/MAX, LLC, tops other real estate franchises in Entrepreneur magazine's 2019 Top ...
2019 Real Estate Assessments Now Available; Average Residential Increase of 2.36 Percent - Fairfax County Government NewsCenter
2019 Real Estate Assessments Now Available; Average Residential Increase of 2.36 Percent Fairfax County Government NewsCenter
The 2019 real estate tax assessments are now available. Approximately 75.6 percent of residential property in the county increased in value over the past year ...
Real Estate Review Friday, February 22, 2019 Davis Enterprise
Printed in the December 05, 2014 edition on page RER1 | Published on February 21, 2019 | Last Modified on February 21, 2019 at 9:14 am. Subscribe to our ...
TIAA's Nuveen Real Estate plots massive expansion in multifamily market HousingWire
Nuveen Real Estate, a global real estate investment manager owned by TIAA, is planning a significant expansion of its multifamily real estate business in the ...
Dallas developer lands in Venus with new residential projects Dallas News
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Slowest home sales in over three years could help buyers this spring CNBC
Real estate agents and analysts have long been blaming weak sales on too few listings and rising rates.
DGAP-News: Accentro Real Estate AG: Kepler Cheuvreux opens coverage with recommendation 'Buy' - Markets Insider
DGAP-News: Accentro Real Estate AG: Kepler Cheuvreux opens coverage with recommendation 'Buy' Markets Insider
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Should You Sell Your Home To A Real Estate Investor? Here's What You Need To Know Forbes
Selling to an investor isn't traditional, but it's more common than most people think.
SoftBank's latest big real estate bet is in a start-up that's taking on the physical storage industry - CNBC
SoftBank's latest big real estate bet is in a start-up that's taking on the physical storage industry CNBC
SoftBank's Vision Fund led a $200 million investment in Clutter at a $600 million valuation.
Why Are There So Many Boxy New Apartment Buildings? National Real Estate Investor
The current construction boom in the multifamily sector is skewed toward a particular type of apartment building.
Real Estate Transfers: Feb. 21, 2019 Suffolk Times
Listings prepared for Times Review Media Group by Suffolk Research *Service*, dated Dec. 24-30, 2018.
Tucson Real Estate: Healthy Aging Center coming to midtown Arizona Daily Star
Pima Council on Aging will add programs in new facility at 600 S. Country Club Road.
New Orleans real estate transfers for Jan. 12-18, 2019 NOLA.com
1ST DISTRICT. Banks St. 2730: Succession of Steve Antonini to Deborah Johnston and Laurie Bernard, $295,000. Baronne St. 1422-1424: Felicity ...
2019 In Real Estate: Bursting Bubbles Or Best-In-Class? Forbes
The U.S. real estate market took years to recover from the shock of the 2008 financial crisis. Though observers were pleased with the market in 2017 for the first ...
The priciest real estate rentals in Stockton Hoodline
It's true: the priciest listing in today's Stockton rental market is going for $3,000/month. As absurd as it may seem, it's not the only deluxe listing out there. But just ...
Real Estate Briefs Naples Daily News
How to organize your @home office class. Naples' PREMIER Professional Organizer and Naples Daily News Get Organized columnist Marla Ottenstein will be ...
Arizona AG Sues State University Over Real Estate Deals The Heartland Institute
Arizona Attorney General Mark Brnovich filed a lawsuit against the Arizona Board of Regents (ABOR) to stop Arizona State University (ASU) from entering into ...
Nominations deadlines for Building SA Awards and Residential Real Estate Awards quickly approaching - San Antonio Business Journal
Nominations deadlines for Building SA Awards and Residential Real Estate Awards quickly approaching San Antonio Business Journal
The deadline for nominations for two of the Business Journal's signature events — the 2019 Residential Real Estate Awards and the new 2019 Building San ...
New York Property Firm Hit the Jackpot. Then Amazon Pulled Out. The Wall Street Journal
There may be nobody who lost more from Amazon.com Inc.'s pull out of Queens than the real-estate investors at Savanna. The New York-based property firm ...
Business Report: Luxury condos hottest segment of real estate market in 2018 CityNews Calgary
New statistics from Royal LePage reveal the luxury condo segment of the real estate market was a hot one in 2018. Meanwhile, oil industry heavyweight Devon ...
WU - Real Estate February 21 | Wake Up Northwest NBC Right Now
East Jefferson real estate transfers for Jan. 28 to Feb. 1, 2019 NOLA.com
HARAHAN. Bailey St. 411: Keith A. Moody to CEJ LLC, $100,000. Gordon Ave. 519: Alice W. Granier, Terry W. Granier Sr. and Tracy W. Granier to William C.
Real Estate Market Trends Flathead Beacon
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Lightstone Appoints Eugene Rozovsky to Lead New Real Estate Debt Platform PRNewswire
NEW YORK, Feb. 20, 2019 /PRNewswire/ -- National real estate investor and developer Lightstone today announced that Eugene Rozovsky has been ...
Full-Time MBA Careers: Real Estate Stephen M. Ross School of Business
See how the Michigan Ross Full-Time MBA program will prepare you for a career in real estate.
Are You Looking for a High-Growth Dividend Stock? Alexandria Real Estate Equities (ARE) Could Be a Great Choice - Nasdaq
Are You Looking for a High-Growth Dividend Stock? Alexandria Real Estate Equities (ARE) Could Be a Great Choice Nasdaq
Getting big returns from financial portfolios, whether through stocks, bonds, ETFs, other securities, or a combination of all, is an investor's dream. But when you're ...
10 Commercial Real Estate Systems That Can Help Your Business Forbes
If you are looking to improve your processes, here are some CRE resources worth considering.
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A team of Philadelphia real estate investors said a house they purchased was booby-trapped with a swinging knife that could have seriously injured or killed ...
UPDATE 1-India's RCom looks to real estate assets, Jio deal to pay Ericsson dues Reuters
Business tycoon Anil Ambani is planning to use a payment from his brother's company and the sale of real estate assets to pay what he owes to Sweden's ...
Ask a real estate pro: How do we make sure animals in no-pet community really are for emotional support? - Sun Sentinel
Ask a real estate pro: How do we make sure animals in no-pet community really are for emotional support? Sun Sentinel
Rules governing emotional support animals (ESAs) are different from those for *service* animals. *Service* animal are specially trained and governed by certain ...
Hunt Real Estate Capital Refinances a Student Housing Property Located in Big Rapids, Michigan - PRNewswire
Hunt Real Estate Capital Refinances a Student Housing Property Located in Big Rapids, Michigan PRNewswire
NEW YORK, Feb. 21, 2019 /PRNewswire/ -- Hunt Real Estate Capital, a leader in financing commercial real estate throughout the United States, announced ...
How much? Tompkins County real estate transactions Ithaca Journal
Real estate transactions for Nov. 25 through Dec. 1.
West Jefferson real estate transfers for Jan. 28 to Feb. 1, 2019 NOLA.com
AVONDALE. Elaine Drive 153: Loriston A. Sindass to Bobby Smith and Janice W. Smith, $142,000. Felicia Drive 180: Gary M. Roerig to Stephanie M. Dupre, ...
Governments Around the World Are Tackling Money Laundering in Real Estate Mansion Global
Criminals love luxury real estate, and governments around the world are scrambling to find ways to stop them from scooping up addresses in their most ...
Real Estate ETF (XLRE) Hits New 52-Week High Yahoo Finance
This real estate ETF hits a new 52-week high. Are more gains in store for this ETF?
LA real estate market may be shifting toward buyers Curbed LA
Is Los Angeles turning into a buyer's market? With typical home prices eight times higher than the median income, that might be a stretch—but two new reports ...
Real Estate Transfers: Reported Feb. 17, 2019 Herald-Whig
Real estate transfers recorded in the office of Adams County Clerk and recorder. Quincy Area. McDermott Enterprises LLC, property in Quincy, to Alex Stinnett.
Real Estate Agents Project Another Hot Year for Charlottesville's Housing Market NBC 29 News
Real estate agents are projecting the city of Charlottesville is poised to have another lively year of home buying and selling.
Massachusetts real estate transactions: Hampden, Hampshire and Franklin counties, Feb. 17, 2019 - MassLive.com
Massachusetts real estate transactions: Hampden, Hampshire and Franklin counties, Feb. 17, 2019 MassLive.com
Here are deeds recorded in the Pioneer Valley, published in the Sunday Republican for the week ending Feb. 17, 2019.
How much? Broome County real estate transactions Press & Sun-Bulletin
Real estate transactions for Nov. 25 through Dec. 1.
Guyana’s Big New Real Estate Project Caribbean Journal
A major new real estate project has launched construction in Guyana, the $100.9 million USD Pegasus Suites complex in Georgetown.
Real-Estate Deals Targeted Again in Renewed Russia Sanctions Bill Wall Street Journal
A bipartisan group of U.S. senators reintroduced sanctions legislation this week targeting Russia that also includes a provision tackling money laundering in ...
The Upside of a Global Downturn? Juicy Real Estate Deals Bloomberg
To lure house hunters, sellers of high-end homes are slashing prices by as much as 30 percent. Many metro areas are succumbing to downward pressure from ...
Real estate brokers were banking on the 'Amazon Effect.' Their bubble just burst CNN
Amazon's sudden decision to cancel its HQ2 plans for Long Island City has dealt a big blow to the area's real estate agents, who were seeing an influx of eager ...
How To Best Negotiate A House Deal
Whether it's selling your home or buying a home, more often than not you'll come across a stage where you'd have to negotiate. Negotiation is the art of getting what you want at your terms and conditions.
How To Find Your Dream Home In Belize
Shopping for property in Belize is not as simple an undertaking as you might initially expect!Firstly, estate agents as we know them are non existent! Real estate brokers that do exist are likely to be unlicensed, unregulated and certainly not trained or insured.Secondly, the majority (and I mean the majority) of property for sale is not advertised!But with property prices remaining affordable, the quality of property available attractive, the climate beautiful, the people welcoming, the quality of life incredible and the opportunities in Belize plentiful, more and more people need to know HOW they can go about procuring themselves their dream home in Belize.
A Real Estate Primer
There are a great many books and web sites devoted to real estate investing out there, but most of them concentrate on one specific area of investing. It's often hard to find a general description of real estate investing, one that lists the various real estate investing strategies and how to get started.
San Diego Real Estate
San Diego is home to millions of beautiful apartments, condominiums, and single-family homes. Depending on the type of living arrangement you're looking for, and how much space you'll need, you should look at the appropriate San Diego real estate listings that fit your preferences and budget.
At Home In Your Overseas Home
Homeownership, in any form, is a big step for most people. In fact, it's often one of the biggest financial decisions of our lives.
Chapter One FSBO the Russ Miles thriller/mystery novel
Chapter OneShe reached the phone on its second ring. "This is Tami!" She confidently answered.
Various Aspects Of The Lease Purchase Business
In a previous article, we wrote why we believe that Lease Purchasing is the perfect home-based business, here we want to briefly touch on some of the actual aspects of operating such a business, the pluses and minuses and why Lease Purchasing represents a win-win situation for the seller, the tenant/buyer and just as importantly, you, as the business owner. One of your goals in operating a Lease Purchase business is to contract for property that you then move to the tenant/buyer.
Back To The Future - Big Changes Are Coming, Get Ready Now
The comments below are quoted from a recent speech by Ben Bernanke, a member of the Federal Reserve Board of Governors..
Important Facts For Home Buyers
If you are considering buying a home or have spent many years saving in preparation of buying a home, the questions and process involved in buying a home can be extremely stressful. As exciting as it is to begin looking for your new home, there are many unexpected costs and details to be considered before contacting a real estate agent.
Tidy Up The Outside, Reap The Rewards
There isn't a realtor in existence who wouldn't tell you that one of the most important terms that you can learn when you're trying to sell your house, is "curb appeal."So while you're sprucing up your home, it's wise to start outside, and work your way in.
Should You Sell Before the Housing Bubble Pops
For the past several years housing prices have risen dramatically. With interest rates continuously moving up, and more and more people being priced out of the market, all signs point to an imminent housing market correction.
Negotiating the Real Estate Contract
Negotiation is the process of communication back and forth in order to reach a joint agreement. There is no "one size fits all" strategy of negotiating a real estate contract.
Greed Can Cost You Your Shirt!
The proper action when things are going well is to pay off debt and consolidate your position. Then you will be financially strong and can go for further expansion without fear of loosing what gains you already have.
You Wanna Get High With Me?
Being a home inspector is great. It's fun, it's interesting, and I get to meet wonderful people.
How to Build a Real Estate Investing Power Team
As you continue to read about real estate investing, you will no doubt come across the term 'power team'. What is this 'power team'? A power team is a group of people without whom successful real estate investing becomes very difficult, if not impossible.
Real Estate Investing with No Cash and No Credit
Lots of folks think it can't be done.How in the world can you buy a piece of real estate property without cash or credit? How is it possible to buy a $50,000 house or a $1 million dollar house if I don't have an abundance of cash or an excellent credit rating?Nothing stops a would-be investor cold in his tracks like "no cash or credit.
The Ultimate Short Sale Secret
Buying foreclosures can be extremely profitable for real estate investors. However, most of these homeowners are mortgaged to the hilt.
OPM - The Art of Leveraging
Equity lender, hard money lender, private investor or what ever term one uses can be a great source of funds to do real estate transactions and the question of how to find them comes up often!There are numerous ways to do this, and no two investors are exactly alike, so it's important to be innovative and customize your proposal to the specific "hot buttons" for each funding source.One of the greatest advantages of real estate investing is the power of leveraging other people's money.
Property in Northern Spain
If you're looking for the 'real' Spain where the culture, customs and the traditional Spanish lifestyle have been preserved - a Spain long ago lost and forgotten along the Costa del Sol - consider Northern Spain.Northern Spain has always been a popular holiday destination for southern Spanish tourists, but until relatively recently it was largely unexplored and undiscovered by foreign tourists and those expatriates seeking a new home overseas.
How to Make a Buyer Fall in Love with Your Home
If you are thinking of selling your home, there are a number of things you can do to improve the "showability" of your home. But first, let's look at your home through the eyes of the buyer.
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